Personal loans in Oak Park, GA

The nearest larger metro is Lyons, GA about 11 miles away. The 2020-to-2023 change in Oak Park is negligible, under a tenth of a percent. For the 510 people in Oak Park, Georgia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Oak Park loan.

Where Oak Park stands

What follows is Oak Park's place in the Census record, alongside the Georgia rules that govern a personal loan made here.

• Population: 510 residents; Oak Park is the 384th-largest of 536 places in Georgia (US Census Bureau, Vintage 2023).
• Population trend: Little measurable movement between 2020 and 2023.
• Size percentile: about 28% of Georgia's Census places are smaller than Oak Park.
• Land and density: 7.1 square miles of land carry roughly 72 residents per square mile.
• Land area rank: Oak Park's 7.1 square miles rank 139th of 536 places in Georgia.
• Water area rank: Oak Park ranks 76th among Georgia's 536 places, with 0.16 sq mi.
• Share of Georgia: Oak Park holds about 0.0% of the state's population, some 510 people.
• National rank: Oak Park is the 13,091st most populous of the 19,457 Census places covered here.
• Growth rank: Oak Park's 2020-to-2023 change ranks 342nd of 536 places in Georgia.
• Versus Georgia: the state average change is +3.4%, while Oak Park moved 0.0%.
• Density rank: Oak Park places 520th among Georgia's places by people per square mile.
• Density vs Georgia: Oak Park's 72 people per square mile compare with a state median of 536.
• Location: 32.3644 / -82.3240, per the US Census Bureau Gazetteer.
• Nearest larger cities: Lyons (11 mi); Vidalia (11 mi); Swainsboro (15 mi); Metter (15 mi); Soperton (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Stillmore (8 mi); Nunez (9 mi); Cobbtown (12 mi) — useful context for the surrounding area.
• Smaller neighbours: 30 places smaller than Oak Park sit within 50 miles.
• Larger places within 100 miles: 141.

Georgia consumer-lending rules applied in Oak Park

Every row below records a Georgia rule, its publisher and its retrieval date — the same rules a Oak Park lender must follow.

What shapes a Oak Park personal loan

Oak Park is a small community of about 510 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Oak Park lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Oak Park loan is knowable in advance — unlike a revolving card balance.

How Oak Park compares across Georgia

Within Georgia, Oak Park holds roughly 0.0% of all residents, the 384th-largest share among 536 places. On the 2020-to-2023 trend, Oak Park stands 342nd among Georgia's 536 places — roughly the 36th percentile. By density, at about 72 people per square mile, it ranks 520th in Georgia. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

Lender access in Oak Park

Oak Park is sparsely settled, with about 72 people per square mile and 37 larger places within 50 miles. Lenders licensed in Georgia reach Oak Park's 510 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Lyons, GA about 11 miles away.

The geography behind Oak Park

Oak Park covers about 7.1 square miles of land, with 0.16 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 72 residents per square mile. Atlanta, the largest place in Georgia, is about 155 miles from Oak Park. Oak Park has 37 larger places within a 50-mile radius. The 100-mile radius contains 141 larger places.