Personal loans in Tanana, AK
Two households in Tanana with comparable incomes can still be offered different rates; the city's 235 residents are not the reason. The 2020 count to the 2023 estimate shows about 4.1% decline in Tanana. Roughly 235 residents live in Tanana, the 97th-largest community in Alaska. Compare APR, not the interest rate, because the APR folds in most fees on a Tanana loan. To lend to Tanana's 235 residents, a company must hold a Alaska licence, and each sourced row below names the regulator behind it. The nearest larger metro is Nenana, AK about 98 miles away.
Borrowing in Tanana: the local picture
Two layers matter for a Tanana borrower: the local population picture and Alaska's consumer-lending statutes.
- Population: about 235 people live here, which puts Tanana 97th of 149 Census places in Alaska (Vintage 2023).
- Population trend: About 4.1% below the 2020 Census base.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: Tanana sits ahead of around 35% of Alaska places, at 235 people.
- Land and density: 10.7 square miles of land carry roughly 22 residents per square mile.
- Land area: Tanana covers 10.7 square miles, the 64th-largest area among Alaska's 149 places.
- Water area rank: Tanana ranks 49th among Alaska's 149 places, with 4.33 sq mi.
- Within Alaska: about 0.0% of the state's population lives in Tanana.
- National rank: Tanana sits 15,966th by population among the 19,457 places in this dataset.
- Growth in Alaska: Tanana stands 84th by percentage change from 2020 to 2023, among 149 places.
- Against the state trend: Tanana's 4.1% change compares with a Alaska average of -3.1% across its 149 places.
- Density in Alaska: Tanana ranks 91st by people per square mile.
- Against the state median: Tanana runs about 22 residents per square mile, where the Alaska median is 40.
- Location: 65.1840, -152.0551 (US Census Bureau Gazetteer).
- Nearest larger cities: Nenana (98 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Hughes (86 mi); Allakaket (95 mi); Anderson (105 mi).
- Smaller neighbours: 0 places smaller than Tanana sit within 50 miles.
- Within 100 miles: 1 places are larger than Tanana.
The Alaska lending rules that reach Tanana
Alaska has no separate rate rule for Tanana; the sourced rows below are what reach every lender that serves its 235 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
How personal loans work in Tanana
A Tanana personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 235 residents. The APR tracks your credit score rather than Tanana's rank of 97th in Alaska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Tanana loan but raises total interest, so the smallest payment is not the cheapest loan.
How lenders reach Tanana
Tanana is a sparsely settled community of about 235 people, with 0 larger places inside a 50-mile radius. A Alaska licence lets a lender serve Tanana without a local office, so branch density does not change what its 235 residents are offered. The nearest bigger place is Nenana, AK about 98 miles away.
Tanana in state context
Within Alaska, Tanana holds roughly 0.0% of all residents, the 97th-largest share among 149 places. For population change between 2020 and 2023, Tanana ranks 84th of 149 in Alaska (about the 44th percentile). By density, at about 22 people per square mile, it ranks 91st in Alaska. Between 2020 and 2023 the count changed by roughly 10 residents.
The Tanana borrowing checklist
A sensible order of operations for a loan in Tanana, home to about 235 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Alaska licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Tanana-specific: the same Alaska licensing and disclosure rules reach all 235 residents.
Common questions
What are my options in Tanana if my credit is poor?
What loan size can I expect in Tanana?
Do I have to pledge anything to borrow in Tanana?
Does comparing loans in Tanana cost me credit score points?
Nearby places
- Allakaket, AK — population 171
- Bettles, AK — population 24
- Hughes, AK — population 82
- Anaktuvuk Pass, AK — population 403
- Anderson, AK — population 173
- Nenana, AK — population 343
- Nikolai, AK — population 85
- Ruby, AK — population 134