Personal loans in Allakaket, AK
Lenders active in Allakaket report to a Alaska supervisor, identified in the sourced rows below. The Census estimates 171 residents in Allakaket, which ranks it 109th of 149 places in Alaska. Allakaket, Alaska — home to about 171 people — is a small community, so the terms you are offered follow Alaska law rather than any local rule. A 2020-to-2023 comparison shows Allakaket down by about 4.5%. Decide the purpose of the loan and your repayment plan before sharing any details with a Allakaket lender. The next larger city is Tanana, AK about 95 miles away.
Where Allakaket stands
The figures below are Allakaket's own — Census population, land area and coordinates — followed by the Alaska rules.
- Population: about 171, ranked 109th of 149 places in Alaska (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 4.5%.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: roughly 27% of Alaska's places have fewer residents than Allakaket's 171.
- Density: roughly 11 residents per square mile, spread over 15.8 sq mi of land.
- Land area: Allakaket covers 15.8 square miles, the 50th-largest area among Alaska's 149 places.
- Water area rank: Allakaket ranks 78th among Alaska's 149 places, with 1.21 sq mi.
- Share of Alaska: Allakaket holds about 0.0% of the state's population, some 171 people.
- National standing: Allakaket ranks 16,925th of 19,457 US places.
- Growth rank: Allakaket's 2020-to-2023 change ranks 105th of 149 places in Alaska.
- Versus Alaska: the state average change is -3.1%, while Allakaket moved 4.5%.
- Density in Alaska: Allakaket ranks 118th by people per square mile.
- Against the state median: Allakaket runs about 11 residents per square mile, where the Alaska median is 40.
- Location: the Census Gazetteer records it at 66.5419, -152.5830.
- Nearest larger cities: Tanana (95 mi); Anaktuvuk Pass (114 mi). Larger metros often have more branches, but online lenders reach Allakaket on the same terms.
- Nearest smaller places: Bettles (38 mi); Hughes (57 mi).
- Within a 50-mile radius: 1 smaller Census places.
- Within 100 miles: 1 places are larger than Allakaket.
Which Alaska laws govern a loan in Allakaket
Alaska has no separate rate rule for Allakaket; the sourced rows below are what reach every lender that serves its 171 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alaska Department of Commerce, Community, and Economic Development (Division of Banking and Securities) Source says: "department means the Department of Commerce, Community, and Economic Development". The Division of Banking and Securities (commerce.alaska.gov/web/dbs) administers the department's lending license programs. | Alaska Legislature — Alaska Statutes § 06.50.900(5) as of 2026-09-16 |
| Payday lending status | Permitted — licensed deferred deposit advances; max $500 outstanding per borrower; origination fee ≤$5; fee ≤$15 per $100 or 15%; minimum 14-day term Source says: "may not make advances to an advance recipient that exceed $500 outstanding in advances to the recipient at one time"; "a fee that does not exceed $15 for each $100 of an advance, or 15 percent of the total amount of the advance". | Alaska Legislature — Alaska Statutes §§ 06.50.410, 06.50.460 as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the department to make loans of $25,000 or less at above-legal rates; $25,000 liquid assets and $25,000 bond required Source says: "without first obtaining a license from the department"; "liquid assets of at least $25,000". | Alaska Legislature — Alaska Statutes §§ 06.20.010, 06.20.040 as of 2026-09-16 |
Where Allakaket sits in Alaska
Against Alaska's other places, Allakaket accounts for about 0.0% of the state's population and ranks 109th of 149 by size. Its 2020-to-2023 change ranks 105th of 149 Alaska places, putting it near the 30th percentile for growth. By density, at about 11 people per square mile, it ranks 118th in Alaska. In land area, Allakaket ranks 50th among Alaska's 149 places.
Allakaket on the map
Inside Allakaket's boundaries lie roughly 15.8 square miles of land and 1.21 square miles of water. That land carries about 11 people per square mile. Anchorage, the largest place in Alaska, is about 384 miles from Allakaket. Within 50 miles of Allakaket there are 0 larger Census places. By land area it ranks 50th of 149 Alaska places.
Lender access in Allakaket
At roughly 11 people per square mile, Allakaket is sparsely settled; 0 larger places lie within 50 miles. Whether Allakaket has a local branch or not, a Alaska-licensed lender can serve its 171 people online on the same terms. The nearest bigger place is Tanana, AK about 95 miles away.
How personal loans work in Allakaket
Most loans made to Allakaket's 171 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Allakaket lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Allakaket loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Bettles, AK — population 24
- Tanana, AK — population 235
- Hughes, AK — population 82
- Anaktuvuk Pass, AK — population 403
- Ruby, AK — population 134
- Huslia, AK — population 293
- Nikolai, AK — population 85
- Nuiqsut, AK — population 490