Personal loans in Swanton, NE

A 2020-to-2023 comparison shows Swanton down by about 2.6%. Pull your credit reports and line up at least three offers before you apply from Swanton. A single loan can carry different costs on either side of a state line, and Swanton sits on the Nebraska side of that line. Borrowers who want a bigger city can look to Western, NE about 6 miles away.

The Swanton data picture

The figures below are Swanton's own — Census population, land area and coordinates — followed by the Nebraska rules.

• Population: 74 residents; Swanton is the 444th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: About 2.6% below the 2020 Census base.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: about 16% of Nebraska's Census places are smaller than Swanton.
• Population density: about 368 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Swanton ranks 428th among Nebraska's 527 places, at 0.2 sq mi.
• Share of Nebraska: Swanton holds about 0.0% of the state's population, some 74 people.
• Nationally: Swanton is the 18,582nd-largest of 19,457 Census places in the dataset.
• Growth rank: Swanton ranks 416th among Nebraska's 527 places for the 2020-to-2023 change.
• Against the state trend: Swanton's 2.6% change compares with a Nebraska average of -0.6% across its 527 places.
• Density rank: Swanton places 422nd among Nebraska's places by people per square mile.
• Density in context: Swanton's 368 people per square mile sit against a Nebraska median of 830.
• Location: latitude 40.3796, longitude -97.0798 (Census Gazetteer).
• Nearest larger cities: Western (6 mi); Plymouth (7 mi); De Witt (8 mi); Wilber (9 mi); Daykin (12 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Harbine (14 mi); Steele City (24 mi); Gilead (24 mi), each with its own Census population profile.
• Smaller neighbours: 22 places smaller than Swanton sit within 50 miles.
• Larger places within 100 miles: 347.

Nebraska consumer-lending rules applied in Swanton

Read the table as a lender's compliance picture for Swanton: the rule, the sourced figure, the publisher and the date.

Swanton on the map

Swanton's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 368 residents per square mile. For the state's biggest city, Omaha, the distance is roughly 81 miles. A 50-mile radius around Swanton takes in 94 places that are larger. The 100-mile radius contains 347 larger places.

Getting a loan in Swanton

At roughly 368 people per square mile, Swanton is lightly settled; 94 larger places lie within 50 miles. Distance to a branch rarely matters for Swanton's 74 residents: the application is online and the price follows your credit file. The nearest larger city, Western, NE about 6 miles away.

How personal loans work in Swanton

With roughly 74 residents, Swanton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Swanton's 74 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Swanton loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Swanton's place among Nebraska's 527 places

Swanton is the 444th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Swanton stands 416th among Nebraska's 527 places — roughly the 21th percentile. Its roughly 368 residents per square mile place it 422nd among Nebraska's places. The population moved by about 2 people between 2020 and 2023, a 2.6% shift.