Personal loans in De Witt, NE
De Witt is one of 527 Census places in Nebraska; its 514 residents put it at 194th. A personal loan in De Witt is priced from your credit file and income, not from the fact that the city holds 514 people.
Read the disclosure for an origination fee and any prepayment penalty before signing in De Witt. For the 514 people in De Witt, Nebraska runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 3.2% decline in De Witt. The nearest larger city is Wilber, NE about 6 miles away.
Local context for De Witt
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: 514 people, a figure that places De Witt 194th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 3.2% across the 2020-to-2023 comparison.
- Absolute change: 17 residents lost between 2020 and 2023.
- Size percentile: bigger than about 63% of the places in Nebraska, with 514 residents in De Witt.
- Density: the Census land area of 0.4 sq mi holds about 1,207 people per square mile.
- Land area: De Witt covers 0.4 square miles, the 264th-largest area among Nebraska's 527 places.
- State population share: De Witt accounts for about 0.0% of everyone in Nebraska.
- National rank: De Witt sits 13,049th by population among the 19,457 places in this dataset.
- Growth rank: De Witt ranks 443rd among Nebraska's 527 places for the 2020-to-2023 change.
- Versus Nebraska: the state average change is -0.6%, while De Witt moved 3.2%.
- Density in Nebraska: De Witt ranks 137th by people per square mile.
- Density in context: De Witt's 1,207 people per square mile sit against a Nebraska median of 830.
- Location: the Census Gazetteer records it at 40.3949, -96.9218.
- Nearest larger cities: Wilber (6 mi); Beatrice (13 mi); Crete (16 mi); Firth (19 mi); Dorchester (20 mi). Larger metros often have more branches, but online lenders reach De Witt on the same terms.
- Smaller places nearby: Clatonia (6 mi); Plymouth (7 mi); Swanton (8 mi).
- Smaller neighbours: 83 places smaller than De Witt sit within 50 miles.
- Within 100 miles: 146 places are larger than De Witt.
The state rulebook for De Witt
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a De Witt lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Land, water and location for De Witt
Inside De Witt's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 1,207 residents per square mile. The largest place in Nebraska, Omaha, lies about 75 miles away. A 50-mile radius around De Witt takes in 35 places that are larger. Within the same 50 miles lie 83 smaller Census places.
What shapes a De Witt personal loan
Most loans made to De Witt's 514 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a De Witt loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a De Witt loan but raises total interest, so the smallest payment is not the cheapest loan.
Borrowing reach in De Witt
De Witt is a moderately settled community of about 514 people, with 35 larger places inside a 50-mile radius. What is available to De Witt's 514 borrowers is set by Nebraska licensing and your own credit, not by how many branches are nearby. The nearest larger city, Wilber, NE about 6 miles away.
De Witt's place among Nebraska's 527 places
Against Nebraska's other places, De Witt accounts for about 0.0% of the state's population and ranks 194th of 527 by size. On the 2020-to-2023 trend, De Witt stands 443rd among Nebraska's 527 places — roughly the 16th percentile. Its roughly 1,207 residents per square mile place it 137th among Nebraska's places. In land area, De Witt ranks 264th among Nebraska's 527 places.
Common questions
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Nearby places
- Wilber, NE — population 1,931
- Clatonia, NE — population 261
- Plymouth, NE — population 357
- Swanton, NE — population 74
- Pickrell, NE — population 185
- Hallam, NE — population 292
- Harbine, NE — population 52
- Beatrice, NE — population 12,262