Personal loans in Sunset, AR
Sunset counts about 169 people, and what is genuinely local about borrowing here is limited — Arkansas law does the governing. With 169 residents, Sunset outranks about 21% of the communities in Arkansas.
The next larger city is Marion, AR about 1 miles away. Population in Sunset dropped about 3.4% over the three years from 2020 to 2023. Every figure below is Arkansas's own, applied to Sunset's 169 residents, with the publisher and retrieval date attached. Decide the purpose of the loan and your repayment plan before sharing any details with a Sunset lender.
What the Census records for Sunset
Most of what governs a Sunset loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.
- Population: about 169 people live here, which puts Sunset 393rd of 500 Census places in Arkansas (Vintage 2023).
- Population trend: A loss of roughly 3.4% between 2020 and 2023.
- Net change: roughly 6 fewer people than the 2020 Census counted.
- Size percentile: with 169 residents, Sunset is larger than about 21% of Arkansas's Census places.
- Population density: about 643 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Sunset covers 0.3 square miles, the 471st-largest area among Arkansas's 500 places.
- State population share: Sunset accounts for about 0.0% of everyone in Arkansas.
- National rank: Sunset is the 16,973rd most populous of the 19,457 Census places covered here.
- Growth rank: Sunset's 2020-to-2023 change ranks 394th of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Sunset moved 3.4%.
- Density rank: Sunset places 137th among Arkansas's places by people per square mile.
- Density vs Arkansas: Sunset's 643 people per square mile compare with a state median of 386.
- Location: 35.2240 / -90.2056, per the US Census Bureau Gazetteer.
- Nearest larger cities: Marion (1 mi); Clarkedale (5 mi); West Memphis (5 mi); Crawfordsville (7 mi); Edmondson (10 mi). Lenders licensed in the state serve Sunset whether or not they keep a local branch.
- Smaller communities within reach: Jericho (5 mi); Jennette (13 mi); Anthonyville (15 mi).
- Smaller places within 50 miles: 11 of them.
- At 100 miles: 284 larger Census places fall inside that radius.
Inside a Sunset personal loan
With roughly 169 residents, Sunset is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Sunset can be quoted different APRs on the same amount and term. Shortening the term on a Sunset loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
What Arkansas law requires in Sunset
The rows below set out what a licensed lender must follow in Arkansas, and so for Sunset's roughly 169 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
What to do before borrowing in Sunset
A sensible order of operations for a loan in Sunset, home to about 169 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Verify the lender's Arkansas licence with the regulator listed on this page.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Sunset and the rest of Arkansas is not the process but the borrower's own file, among the 169 people here.
Land, water and location for Sunset
The Census Gazetteer records about 0.3 square miles of land within Sunset, with no significant water area listed. That land carries about 643 people per square mile. The state's population centre of gravity, Little Rock, is roughly 127 miles away. Counting outward 50 miles, 79 larger communities surround Sunset. The 100-mile radius contains 284 larger places.
Borrowing reach in Sunset
Sunset is moderately settled, with about 643 people per square mile and 79 larger places within 50 miles. A Arkansas licence lets a lender serve Sunset without a local office, so branch density does not change what its 169 residents are offered. For a larger market, the closest option is Marion, AR about 1 miles away.
Common questions
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Nearby places
- Marion, AR — population 13,654
- Jericho, AR — population 99
- Clarkedale, AR — population 328
- West Memphis, AR — population 23,825
- Crawfordsville, AR — population 450
- Edmondson, AR — population 239
- Turrell, AR — population 500
- Gilmore, AR — population 173