Personal loans in Clarkedale, AR

The Census estimates 328 residents in Clarkedale, which ranks it 313th of 500 places in Arkansas. State law, not city hall, decides what a lender may do to Clarkedale's roughly 328 residents, and a state regulator supervises it. Clarkedale shed about 2.4% of its population between the 2020 base and the 2023 estimate. The nearest larger city is Turrell, AR about 6 miles away.

Clarkedale: population, trend and location

The figures below are Clarkedale's own — Census population, land area and coordinates — followed by the Arkansas rules.

• Population: the Census counts 328 residents in Clarkedale (Vintage 2023 subcounty estimate), the 313th-largest figure among Arkansas's 500 places.
• Population trend: Lower by roughly 2.4% since the 2020 count.
• People gained or lost: about 8 fewer since the 2020 base.
• Size percentile: about 37% of Arkansas's Census places are smaller than Clarkedale.
• Density: the Census land area of 11.4 sq mi holds about 29 people per square mile.
• Land area: Clarkedale covers 11.4 square miles, the 51st-largest area among Arkansas's 500 places.
• State population share: Clarkedale accounts for about 0.0% of everyone in Arkansas.
• National rank: Clarkedale is 14,803rd of 19,457 places nationwide.
• Growth in Arkansas: Clarkedale stands 343rd by percentage change from 2020 to 2023, among 500 places.
• Against the state trend: Clarkedale's 2.4% change compares with a Arkansas average of +0.3% across its 500 places.
• Density in Arkansas: Clarkedale ranks 497th by people per square mile.
• Density in context: Clarkedale's 29 people per square mile sit against a Arkansas median of 386.
• Location: 35.2970, -90.2103 (US Census Bureau Gazetteer).
• Nearest larger cities: Turrell (6 mi); Marion (6 mi); Crawfordsville (8 mi); West Memphis (10 mi); Earle (14 mi). Living near a larger metro rarely changes what is available in Clarkedale.
• Smaller communities close by: Jericho (1 mi); Sunset (5 mi); Gilmore (9 mi), each with its own Census population profile.
• Smaller neighbours: 24 places smaller than Clarkedale sit within 50 miles.
• Within 100 miles: 223 places are larger than Clarkedale.

Inside a Clarkedale personal loan

A Clarkedale personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 328 residents. Two numbers drive a Clarkedale loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Clarkedale loan is knowable in advance — unlike a revolving card balance.

Clarkedale: area, density and distance

Inside Clarkedale's boundaries lie about 11.4 square miles of land, with no significant water area recorded. That land carries about 29 people per square mile. Little Rock, the largest place in Arkansas, is about 128 miles from Clarkedale. Clarkedale has 68 larger places within a 50-mile radius. Within the same 50 miles lie 24 smaller Census places.

A pre-application checklist for Clarkedale

Before you hand your details to a lender in Clarkedale, where the population is near 328:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Arkansas licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Clarkedale and the rest of Arkansas is not the process but the borrower's own file, among the 328 people here.

Arkansas consumer-lending rules applied in Clarkedale

Below are the Arkansas rules that apply to a loan made in Clarkedale, each with the regulator that issued it.

Lender access in Clarkedale

Clarkedale is a sparsely settled community of about 328 people, with 68 larger places inside a 50-mile radius. Whether Clarkedale has a local branch or not, a Arkansas-licensed lender can serve its 328 people online on the same terms. The nearest larger city, Turrell, AR about 6 miles away.