Personal loans in Sundance, WY

Where Sundance stands

Sundance is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 1,098, 42nd among Wyoming's 99 places (Vintage 2023).
• Population trend: Growth of about 6.6% across the 2020-to-2023 comparison.
• Absolute change: 68 residents added between 2020 and 2023.
• Size percentile: Sundance sits ahead of around 58% of Wyoming places, at 1,098 people.
• Density: roughly 360 residents per square mile, spread over 3.1 sq mi of land.
• Land area: Sundance covers 3.1 square miles, the 30th-largest area among Wyoming's 99 places.
• State share: roughly 0.3% of Wyoming's residents live in Sundance (1,098 people).
• National rank: Sundance is 9,859th of 19,457 places nationwide.
• Growth rank: Sundance ranks 13th among Wyoming's 99 places for the 2020-to-2023 change.
• Versus Wyoming: the state average change is +1.7%, while Sundance moved 6.6%.
• Density in Wyoming: Sundance ranks 71st by people per square mile.
• Density in context: Sundance's 360 people per square mile sit against a Wyoming median of 699.
• Location: coordinates 44.4048, -104.3662 (US Census Bureau Gazetteer).
• Nearest larger cities: Spearfish (28 mi); Lead (30 mi); Belle Fourche (31 mi); Deadwood (32 mi); Newcastle (39 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Pine Haven (22 mi); Hulett (22 mi); Upton (25 mi).
• Smaller neighbours: 8 places smaller than Sundance sit within 50 miles.
• At 100 miles: 13 larger Census places fall inside that radius.

Where Sundance sits in Wyoming

Against Wyoming's other places, Sundance accounts for about 0.3% of the state's population and ranks 42nd of 99 by size. For population change between 2020 and 2023, Sundance ranks 13th of 99 in Wyoming (about the 87th percentile). At about 360 people per square mile, Sundance is the 71st most densely settled place in Wyoming. In land area, Sundance ranks 30th among Wyoming's 99 places.

A pre-application checklist for Sundance

These steps shape the offer you get in Sundance, a place of about 1,098 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Wyoming licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Sundance as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 1,098 residents.

What Wyoming law requires in Sundance

Wyoming has no separate rate rule for Sundance; the sourced rows below are what reach every lender that serves its 1,098 people.

How lenders reach Sundance

At roughly 360 people per square mile, Sundance is lightly settled; 6 larger places lie within 50 miles. Lenders licensed in Wyoming reach Sundance's 1,098 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Spearfish, SD about 28 miles away.

The anatomy of a Sundance personal loan

Most loans made to Sundance's 1,098 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Sundance lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Sundance loan but raises total interest, so the smallest payment is not the cheapest loan.