Personal loans in Sumrall, MS

If you are weighing a personal loan in Sumrall, start from the payment you can carry; its 2,064 residents face the same statewide rules. Pull your credit reports and line up at least three offers before you apply from Sumrall. Which products a lender may offer to Sumrall's 2,064 residents follows from the Mississippi consumer-lending framework. The closest larger place is Hattiesburg, MS about 15 miles away.

Borrowing in Sumrall: the local picture

Set out below is Sumrall's local context next to the state-level rules that reach every lender here.

• Population: about 2,064, ranked 95th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 17.3% between 2020 and 2023.
• Absolute change: 305 residents added between 2020 and 2023.
• Size percentile: roughly 68% of Mississippi places rank below Sumrall.
• Density: roughly 551 residents per square mile, spread over 3.7 sq mi of land.
• Land area: Sumrall covers 3.7 square miles, the 129th-largest area among Mississippi's 299 places.
• Water: Sumrall holds about 0.01 square miles, the 127th-largest water area in Mississippi.
• Share of state population: Sumrall's 2,064 residents are about 0.1% of Mississippi.
• National rank: Sumrall is 7,512th of 19,457 places nationwide.
• Growth in Mississippi: Sumrall stands 2nd by percentage change from 2020 to 2023, among 299 places.
• Versus Mississippi: the state average change is -2.3%, while Sumrall moved 17.3%.
• Density rank: Sumrall is the 110th most densely settled place in Mississippi.
• Density in context: Sumrall's 551 people per square mile sit against a Mississippi median of 434.
• Location: coordinates 31.4170, -89.5418 (US Census Bureau Gazetteer).
• Nearest larger cities: Hattiesburg (15 mi); Collins (16 mi); Petal (19 mi); Columbia (20 mi); Ellisville (23 mi). Online lenders reach Sumrall no matter how far the nearest branch is.
• Nearest smaller towns: Seminary (10 mi); Bassfield (13 mi); Purvis (20 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 29 smaller Census places.
• Larger places within 100 miles: 68.

Borrowing reach in Sumrall

Sumrall is a moderately settled community of about 2,064 people, with 11 larger places inside a 50-mile radius. Whether Sumrall has a local branch or not, a Mississippi-licensed lender can serve its 2,064 people online on the same terms. The nearest larger city, Hattiesburg, MS about 15 miles away.

A pre-application checklist for Sumrall

Complete these steps first when you borrow in Sumrall (2,064 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Sumrall-specific: the same Mississippi licensing and disclosure rules reach all 2,064 residents.

The anatomy of a Sumrall personal loan

Sumrall is a small community of about 2,064 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Sumrall can be quoted different APRs on the same amount and term. The term you choose in Sumrall decides the split between a comfortable payment and the total interest you pay.

Which Mississippi laws govern a loan in Sumrall

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Sumrall lender must follow.

Where Sumrall sits

The Census Gazetteer records 3.7 square miles of land and 0.01 square miles of water within Sumrall. With 2,064 residents, the land area yields roughly 551 people per square mile. Jackson, the largest place in Mississippi, is about 74 miles from Sumrall. A 50-mile radius around Sumrall takes in 11 places that are larger. By land area it ranks 129th of 299 Mississippi places.