Personal loans in Seminary, MS

Local context for Seminary

Seminary is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 294, ranked 243rd of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 3.3%.
• Change in people: the 2020-to-2023 comparison is a loss of about 10 residents.
• Size percentile: about 19% of Mississippi's Census places are smaller than Seminary.
• Density: the Census land area of 1.5 sq mi holds about 192 people per square mile.
• Land area rank: Seminary's 1.5 square miles rank 194th of 299 places in Mississippi.
• State population share: Seminary accounts for about 0.0% of everyone in Mississippi.
• National rank: Seminary is 15,192nd of 19,457 places nationwide.
• Growth in Mississippi: Seminary stands 180th by percentage change from 2020 to 2023, among 299 places.
• Against the state trend: Seminary's 3.3% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Seminary places 248th among Mississippi's places by people per square mile.
• Against the state median: Seminary runs about 192 residents per square mile, where the Mississippi median is 434.
• Location: latitude 31.5577, longitude -89.4993 (Census Gazetteer).
• Nearest larger cities: Collins (7 mi); Sumrall (10 mi); Mount Olive (16 mi); Ellisville (17 mi); Soso (19 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Bassfield (15 mi); Silver Creek (30 mi); Sylvarena (32 mi).
• Within a 50-mile radius: 9 smaller Census places.
• At 100 miles: 143 larger Census places fall inside that radius.

Inside a Seminary personal loan

A Seminary personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 294 residents. Because pricing is borrower-level, two people in Seminary can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Seminary loan but raises total interest, so the smallest payment is not the cheapest loan.

What to do before borrowing in Seminary

A sensible order of operations for a loan in Seminary, home to about 294 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Mississippi regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Seminary-specific: the same Mississippi licensing and disclosure rules reach all 294 residents.

Which Mississippi laws govern a loan in Seminary

When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Seminary is bound by the same rules.

Seminary on the map

Inside Seminary's boundaries lie about 1.5 square miles of land, with no significant water area recorded. The resulting density is about 192 people per square mile. The largest place in Mississippi, Jackson, lies about 67 miles away. Counting outward 50 miles, 31 larger communities surround Seminary. Within the same 50 miles lie 9 smaller Census places.

Seminary against the rest of Mississippi

Within Mississippi, Seminary holds roughly 0.0% of all residents, the 243rd-largest share among 299 places. Its 2020-to-2023 change ranks 180th of 299 Mississippi places, putting it near the 40th percentile for growth. At about 192 people per square mile, Seminary is the 248th most densely settled place in Mississippi. Within 50 miles sit 9 smaller Census places, alongside the 31 that are larger.