Personal loans in Summertown, GA

Summertown: population, trend and location

Two layers matter for a Summertown borrower: the local population picture and Georgia's consumer-lending statutes.

• Population: 120 — Summertown ranks 519th of 536 communities in Georgia (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.8% more residents than the 2020 Census counted.
• Net change: roughly 1 more people than the 2020 Census counted.
• Size percentile: bigger than about 3% of the places in Georgia, with 120 residents in Summertown.
• Population density: 153 people per square mile on 0.8 square miles of land.
• By land area: Summertown ranks 500th among Georgia's 536 places, at 0.8 sq mi.
• Share of Georgia: Summertown holds about 0.0% of the state's population, some 120 people.
• National rank: Summertown is 17,781st of 19,457 places nationwide.
• Growth rank: Summertown ranks 294th among Georgia's 536 places for the 2020-to-2023 change.
• State comparison: Georgia's places average +3.4% for 2020-to-2023, against Summertown's 0.8%.
• Density rank: Summertown places 473rd among Georgia's places by people per square mile.
• Density vs Georgia: Summertown's 153 people per square mile compare with a state median of 536.
• Location: 32.7452 / -82.2769, per the US Census Bureau Gazetteer.
• Nearest larger cities: Midville (6 mi); Wadley (11 mi); Swainsboro (12 mi); Garfield (12 mi); Twin City (13 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Vidette (20 mi); Riddleville (25 mi); Tarrytown (34 mi).
• Smaller neighbours: 6 places smaller than Summertown sit within 50 miles.
• Within 100 miles: 237 places are larger than Summertown.

What is available to Summertown borrowers

At roughly 153 people per square mile, Summertown is lightly settled; 66 larger places lie within 50 miles. Distance to a branch rarely matters for Summertown's 120 residents: the application is online and the price follows your credit file. The nearest larger city, Midville, GA about 6 miles away.

The Georgia lending rules that reach Summertown

These are Georgia's sourced lending facts as they reach Summertown's 120 residents; the state has no city-level rate rule.

Summertown: area, density and distance

The Census Gazetteer records about 0.8 square miles of land within Summertown, with no significant water area listed. That land carries about 153 people per square mile. The largest place in Georgia, Atlanta, lies about 143 miles away. Counting outward 50 miles, 66 larger communities surround Summertown. By land area it ranks 500th of 536 Georgia places.

How personal loans work in Summertown

In Summertown, a small community of about 120, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Summertown's rank of 519th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Summertown loan but raises total interest, so the smallest payment is not the cheapest loan.

Summertown in state context

Among Georgia's 536 places, Summertown sits at 519th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 294th of 536 Georgia places, putting it near the 45th percentile for growth. At about 153 people per square mile, Summertown is the 473rd most densely settled place in Georgia. By land area, its 0.8 square miles rank 500th of 536 places in Georgia.