Personal loans in Kite, GA
To lend to Kite's 158 residents, a company must hold a Georgia licence, and each sourced row below names the regulator behind it. At about 158 residents, Kite is larger than roughly 6% of the places in Georgia.
Personal loans in Kite are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 158 population. The 2020 count to the 2023 estimate shows about 0.6% decline in Kite. For a community of about 158, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Adrian, GA about 12 miles away.
Where Kite stands
Two layers matter for a Kite borrower: the local population picture and Georgia's consumer-lending statutes.
- Population: 158 people, a figure that places Kite 506th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.6%.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: Kite's 158 people outrank roughly 6% of the places in Georgia.
- Population density: about 196 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Kite ranks 483rd among Georgia's 536 places, at 0.8 sq mi.
- Share of Georgia: Kite holds about 0.0% of the state's population, some 158 people.
- National rank: Kite is 17,155th of 19,457 places nationwide.
- Growth in Georgia: Kite stands 385th by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Kite moved 0.6%.
- Density rank: Kite places 441st among Georgia's places by people per square mile.
- Density in context: Kite's 196 people per square mile sit against a Georgia median of 536.
- Location: 32.6915 / -82.5124, per the US Census Bureau Gazetteer.
- Nearest larger cities: Adrian (12 mi); Wrightsville (12 mi); Swainsboro (13 mi); Bartow (13 mi); Wadley (14 mi). Online lenders reach Kite no matter how far the nearest branch is.
- Nearest smaller towns: Summertown (14 mi); Nunez (17 mi); Riddleville (17 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 9 smaller Census places.
- Within 100 miles: 231 places are larger than Kite.
Where Kite sits in Georgia
Within Georgia, Kite holds roughly 0.0% of all residents, the 506th-largest share among 536 places. On the 2020-to-2023 trend, Kite stands 385th among Georgia's 536 places — roughly the 28th percentile. Its roughly 196 residents per square mile place it 441st among Georgia's places. Within 50 miles sit 9 smaller Census places, alongside the 65 that are larger.
Georgia consumer-lending rules applied in Kite
The rows below set out what a licensed lender must follow in Georgia, and so for Kite's roughly 158 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
A practical checklist for Kite borrowers
Complete these steps first when you borrow in Kite (158 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Georgia regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
In Kite as elsewhere in Georgia, the written terms — not the advertisement — are what count for its 158 residents.
Kite: area, density and distance
Kite's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 196 residents per square mile. The largest place in Georgia, Atlanta, lies about 133 miles away. Kite has 65 larger places within a 50-mile radius. Within the same 50 miles lie 9 smaller Census places.
Inside a Kite personal loan
Kite is a small community of about 158 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kite. Shortening the term on a Kite loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Kite if my credit is poor?
What loan size can I expect in Kite?
Do I have to pledge anything to borrow in Kite?
Does comparing loans in Kite cost me credit score points?
Nearby places
- Adrian, GA — population 565
- Bartow, GA — population 179
- Wadley, GA — population 1,569
- Swainsboro, GA — population 7,611
- Wrightsville, GA — population 3,586
- Summertown, GA — population 120
- Harrison, GA — population 322
- Nunez, GA — population 132