Personal loans in Sultan, WA
An estimated 6,766 people make their home in Sultan, a figure that ranks 111th in Washington. The first question in Sultan is not the rate on offer but whether the payment fits; about 6,766 people live here under Washington lending law.
Population in Sultan climbed about 31.0% over the three years from 2020 to 2023. Rate-shopping from Sultan costs nothing at pre-qualification, where a soft pull leaves your credit file alone. To lend to Sultan's 6,766 residents, a company must hold a Washington licence, and each sourced row below names the regulator behind it. For a bigger market, look to Monroe, WA about 8 miles away.
Borrowing in Sultan: the local picture
Only a few things actually differ by place — population, area, location, and the Washington rules a lender must follow — and they are below.
- Population: a Census-estimated 6,766, 111th among Washington's 281 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 31.0%.
- People gained or lost: about 1,601 more since the 2020 base.
- Size percentile: about 60% of Washington communities are smaller than Sultan (6,766 residents).
- Density: the Census land area of 3.3 sq mi holds about 2,027 people per square mile.
- By land area: Sultan ranks 123rd among Washington's 281 places, at 3.3 sq mi.
- State population share: Sultan accounts for about 0.1% of everyone in Washington.
- National standing: Sultan ranks 4,073rd of 19,457 US places.
- Growth rank: Sultan's 2020-to-2023 change ranks 4th of 281 places in Washington.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against Sultan's 31.0%.
- Density rank: Sultan places 100th among Washington's places by people per square mile.
- Density in context: Sultan's 2,027 people per square mile sit against a Washington median of 1,518.
- Location: mapped by the US Census Bureau at 47.8711, -121.8041.
- Nearest larger cities: Monroe (8 mi); Duvall (12 mi); Snohomish (14 mi); Lake Stevens (16 mi); Woodinville (18 mi). Larger metros often have more branches, but online lenders reach Sultan on the same terms.
- Smaller communities within reach: Gold Bar (5 mi); Index (12 mi); Carnation (16 mi).
- Smaller places within 50 miles: 22 of them.
- At 100 miles: 78 larger Census places fall inside that radius.
What a Sultan borrower is actually offered
A Sultan personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 6,766 residents. A lender serving Sultan's 6,766 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Sultan loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Sultan on the map
Sultan covers about 3.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 2,027 people per square mile. The state's population centre of gravity, Seattle, is roughly 31 miles away. A 50-mile radius around Sultan takes in 53 places that are larger. The 100-mile radius contains 78 larger places.
Which Washington laws govern a loan in Sultan
Read the table as a lender's compliance picture for Sultan: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum, or four points above the Federal Reserve bill rate, whichever is higher (RCW 19.52.020) Source says: any rate of interest shall be legal so long as the rate of interest does not exceed the higher of: (a) Twelve percent per annum | Washington State Legislature (RCW) as of 2026-09-16 |
Lender access in Sultan
Sultan is a fairly dense community of about 6,766 people, with 53 larger places inside a 50-mile radius. Lenders licensed in Washington reach Sultan's 6,766 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Monroe, WA about 8 miles away.
Where Sultan sits in Washington
Sultan is the 111th-largest of 281 Census places in Washington and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 4th of 281 Washington places, putting it near the 99th percentile for growth. At about 2,027 people per square mile, Sultan is the 100th most densely settled place in Washington. In land area, Sultan ranks 123rd among Washington's 281 places.
Common questions
What are my options in Sultan if my credit is poor?
What loan size can I expect in Sultan?
Do I have to pledge anything to borrow in Sultan?
Does comparing loans in Sultan cost me credit score points?
Nearby places
- Gold Bar, WA — population 2,411
- Monroe, WA — population 19,447
- Duvall, WA — population 8,517
- Carnation, WA — population 2,176
- Index, WA — population 157
- Granite Falls, WA — population 4,829
- Snohomish, WA — population 10,243
- Lake Stevens, WA — population 40,521