Personal loans in Duvall, WA
Two households in Duvall with comparable incomes can still be offered different rates; the city's 8,517 residents are not the reason. Rate ceilings, licensing requirements and product limits for Duvall are all set at the Washington level.
About 8,517 people live in Duvall, placing it 102nd of 281 Census places in Washington. If debt is already a strain, a nonprofit credit counsellor can help Duvall residents before they take on more. A 2020-to-2023 comparison shows Duvall up by about 6.0%. The nearest larger metro is Redmond, WA about 8 miles away.
Where Duvall stands
Set out below is Duvall's local context next to the state-level rules that reach every lender here.
- Population: about 8,517, ranked 102nd of 281 places in Washington (Census Vintage 2023 subcounty estimate).
- Population trend: About 6.0% above the 2020 Census base.
- People gained or lost: about 482 more since the 2020 base.
- Size percentile: Duvall sits ahead of around 64% of Washington places, at 8,517 people.
- Population density: about 3,475 people per square mile across 2.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Duvall ranks 137th among Washington's 281 places, at 2.5 sq mi.
- Water: Duvall holds about 0.02 square miles, the 152nd-largest water area in Washington.
- State share: roughly 0.2% of Washington's residents live in Duvall (8,517 people).
- National rank: Duvall is 3,524th of 19,457 places nationwide.
- Growth rank: Duvall's 2020-to-2023 change ranks 48th of 281 places in Washington.
- Versus Washington: the state average change is +2.8%, while Duvall moved 6.0%.
- Density rank: Duvall places 35th among Washington's places by people per square mile.
- Against the state median: Duvall runs about 3,475 residents per square mile, where the Washington median is 1,518.
- Location: coordinates 47.7355, -121.9722 (US Census Bureau Gazetteer).
- Nearest larger cities: Redmond (8 mi); Woodinville (8 mi); Monroe (9 mi); Sammamish (10 mi); Bothell (11 mi). Online lenders reach Duvall no matter how far the nearest branch is.
- Nearest smaller places: Carnation (7 mi); Sultan (12 mi); Yarrow Point (13 mi).
- Within a 50-mile radius: 28 smaller Census places.
- At 100 miles: 72 larger Census places fall inside that radius.
What is available to Duvall borrowers
Duvall is fairly dense, with about 3,475 people per square mile and 55 larger places within 50 miles. Distance to a branch rarely matters for Duvall's 8,517 residents: the application is online and the price follows your credit file. The nearest bigger place is Redmond, WA about 8 miles away.
The state rulebook for Duvall
When Washington does not publish a figure, the row links to the source instead of inventing a number; Duvall is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
Duvall: area, density and distance
Duvall covers about 2.5 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). That land carries about 3,475 people per square mile. The largest place in Washington, Seattle, lies about 19 miles away. Duvall has 55 larger places within a 50-mile radius. By land area it ranks 137th of 281 Washington places.
The Duvall borrowing checklist
A sensible order of operations for a loan in Duvall, home to about 8,517 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Washington regulator's records to confirm the lender is licensed here.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Washington; what changes is your credit file, not the fact that Duvall holds 8,517 people.
Where Duvall sits in Washington
Against Washington's other places, Duvall accounts for about 0.2% of the state's population and ranks 102nd of 281 by size. On the 2020-to-2023 trend, Duvall stands 48th among Washington's 281 places — roughly the 83th percentile. By density, at about 3,475 people per square mile, it ranks 35th in Washington. The population moved by about 482 people between 2020 and 2023, a 6.0% shift.
Common questions
What are my options in Duvall if my credit is poor?
What loan size can I expect in Duvall?
Do I have to pledge anything to borrow in Duvall?
Does comparing loans in Duvall cost me credit score points?
Nearby places
- Carnation, WA — population 2,176
- Monroe, WA — population 19,447
- Redmond, WA — population 80,280
- Sammamish, WA — population 65,116
- Woodinville, WA — population 13,718
- Issaquah, WA — population 38,977
- Sultan, WA — population 6,766
- Snoqualmie, WA — population 13,465