Personal loans in Struthers, OH

Population in Struthers dropped about 1.5% over the three years from 2020 to 2023. Judge Struthers offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Struthers's 9,916 residents is governed by Ohio statute; no city ordinance changes it. The closest larger city is Youngstown, OH about 4 miles away.

What the Census records for Struthers

Struthers is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: 9,916 residents; Struthers is the 177th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.5% fewer residents than the 2020 Census counted.
• Absolute change: 147 residents lost between 2020 and 2023.
• Size percentile: roughly 81% of Ohio's places have fewer residents than Struthers's 9,916.
• Land and density: 3.6 square miles of land carry roughly 2,723 residents per square mile.
• Land area: Struthers covers 3.6 square miles, the 261st-largest area among Ohio's 924 places.
• Water: Struthers holds about 0.10 square miles, the 144th-largest water area in Ohio.
• Share of state population: Struthers's 9,916 residents are about 0.1% of Ohio.
• National rank: Struthers is the 3,180th most populous of the 19,457 Census places covered here.
• Growth rank: Struthers ranks 600th among Ohio's 924 places for the 2020-to-2023 change.
• Against the state trend: Struthers's 1.5% change compares with a Ohio average of +0.9% across its 924 places.
• Density rank: Struthers places 85th among Ohio's places by people per square mile.
• Density in context: Struthers's 2,723 people per square mile sit against a Ohio median of 1,289.
• Location: 41.0512, -80.5927 (Census Gazetteer coordinates).
• Nearest larger cities: Youngstown (4 mi); Niles (13 mi); New Castle (13 mi); Sharon (14 mi); Hermitage (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Campbell (2 mi); Poland (2 mi); Lowellville (3 mi).
• Within a 50-mile radius: 189 smaller Census places.
• At 100 miles: 109 larger Census places fall inside that radius.

Steps to take before a Struthers loan

For Struthers's roughly 9,916 residents, these are the steps that most influence the offer:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Ohio licence by checking the regulator named above.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Struthers and the rest of Ohio is not the process but the borrower's own file, among the 9,916 people here.

What is available to Struthers borrowers

Struthers is fairly dense, with about 2,723 people per square mile and 26 larger places within 50 miles. Distance to a branch rarely matters for Struthers's 9,916 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Youngstown, OH about 4 miles away.

What Ohio law requires in Struthers

For the roughly 9,916 residents of Struthers, the rules below are Ohio's own; each row carries its publisher and retrieval date.

The anatomy of a Struthers personal loan

Struthers is a small town of about 9,916 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Struthers loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Struthers loan is knowable in advance — unlike a revolving card balance.

How Struthers compares across Ohio

Within Ohio, Struthers holds roughly 0.1% of all residents, the 177th-largest share among 924 places. For population change between 2020 and 2023, Struthers ranks 600th of 924 in Ohio (about the 35th percentile). Its roughly 2,723 residents per square mile place it 85th among Ohio's places. Within 50 miles sit 189 smaller Census places, alongside the 26 that are larger.