Personal loans in Poland, OH

A 2020-to-2023 comparison shows Poland down by about 1.5%. Lenders active in Poland report to a Ohio supervisor, identified in the sourced rows below. Pull your credit reports and line up at least three offers before you apply from Poland. Borrowers who want a bigger city can look to Struthers, OH about 2 miles away.

Borrowing in Poland: the local picture

Most of what governs a Poland loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.

• Population: 2,423 — Poland ranks 366th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.5% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 37 fewer since the 2020 base.
• Size percentile: about 60% of Ohio's Census places are smaller than Poland.
• Population density: about 1,483 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Poland covers 1.6 square miles, the 412th-largest area among Ohio's 924 places.
• Water: Poland holds about 0.02 square miles, the 304th-largest water area in Ohio.
• Share of state population: Poland's 2,423 residents are about 0.0% of Ohio.
• National rank: Poland is 6,950th of 19,457 places nationwide.
• Growth in Ohio: Poland stands 612th by percentage change from 2020 to 2023, among 924 places.
• Versus Ohio: the state average change is +0.9%, while Poland moved 1.5%.
• Density in Ohio: Poland ranks 363rd by people per square mile.
• Density vs Ohio: Poland's 1,483 people per square mile compare with a state median of 1,289.
• Location: it lies at 41.0229, -80.6154 in the Census Gazetteer.
• Nearest larger cities: Struthers (2 mi); Campbell (4 mi); Youngstown (5 mi); Canfield (8 mi); Hubbard (10 mi). Online lenders reach Poland no matter how far the nearest branch is.
• Smaller places nearby: Lowellville (4 mi); New Middletown (5 mi); Bessemer (7 mi).
• Smaller places within 50 miles: 136 of them.
• At 100 miles: 290 larger Census places fall inside that radius.

The Poland borrowing checklist

Before you hand your details to a lender in Poland, where the population is near 2,423:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Ohio licence with the regulator named above before committing.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Poland as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 2,423 residents.

Poland on the map

Poland's land area is about 1.6 square miles; a further 0.02 square miles is water. With 2,423 residents, the land area yields roughly 1,483 people per square mile. For the state's biggest city, Columbus, the distance is roughly 144 miles. Counting outward 50 miles, 87 larger communities surround Poland. The 100-mile radius contains 290 larger places.

Ohio rules behind a Poland personal loan

When Ohio does not publish a figure, the row links to the source instead of inventing a number; Poland is bound by the same rules.

Poland in state context

Against Ohio's other places, Poland accounts for about 0.0% of the state's population and ranks 366th of 924 by size. For population change between 2020 and 2023, Poland ranks 612th of 924 in Ohio (about the 34th percentile). Its roughly 1,483 residents per square mile place it 363rd among Ohio's places. By land area, its 1.6 square miles rank 412th of 924 places in Ohio.

How personal loans work in Poland

With roughly 2,423 residents, Poland is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Poland. Because the payment is fixed, the total cost of a Poland loan is knowable in advance — unlike a revolving card balance.