Personal loans in Strafford, MO

Two households in Strafford with comparable incomes can still be offered different rates; the city's 2,703 residents are not the reason. Use the calculator on this page to price an amount and term before you commit in Strafford. A lender that serves Strafford operates under Missouri lending statutes and a Missouri supervisor. The nearest larger city is Springfield, MO about 11 miles away.

Borrowing in Strafford: the local picture

Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.

• Population: the Census counts 2,703 residents in Strafford (Vintage 2023 subcounty estimate), the 199th-largest figure among Missouri's 937 places.
• Population trend: A gain of roughly 5.8% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 148 residents.
• Size percentile: roughly 79% of Missouri's places have fewer residents than Strafford's 2,703.
• Population density: about 809 people per square mile across 3.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Strafford covers 3.3 square miles, the 190th-largest area among Missouri's 937 places.
• Within Missouri: about 0.1% of the state's population lives in Strafford.
• National rank: Strafford is the 6,610th most populous of the 19,457 Census places covered here.
• Growth rank: Strafford ranks 79th among Missouri's 937 places for the 2020-to-2023 change.
• State comparison: Missouri's places average +0.8% for 2020-to-2023, against Strafford's 5.8%.
• Density in Missouri: Strafford ranks 430th by people per square mile.
• Density vs Missouri: Strafford's 809 people per square mile compare with a state median of 743.
• Location: latitude 37.2689, longitude -93.1180 (Census Gazetteer).
• Nearest larger cities: Springfield (11 mi); Rogersville (11 mi); Marshfield (12 mi); Willard (17 mi); Ozark (17 mi). Living near a larger metro rarely changes what is available in Strafford.
• Smaller places nearby: Fair Grove (8 mi); Fordland (13 mi); Fremont Hills (16 mi).
• Smaller places within 50 miles: 61 of them.
• At 100 miles: 70 larger Census places fall inside that radius.

Strafford against the rest of Missouri

Within Missouri, Strafford holds roughly 0.1% of all residents, the 199th-largest share among 937 places. For population change between 2020 and 2023, Strafford ranks 79th of 937 in Missouri (about the 92th percentile). At about 809 people per square mile, Strafford is the 430th most densely settled place in Missouri. The population moved by about 148 people between 2020 and 2023, a 5.8% shift.

How personal loans work in Strafford

In Strafford, a small community of about 2,703, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Strafford's 2,703 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Strafford loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Strafford

Strafford's land area is roughly 3.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 809 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 150 miles. Within 50 miles of Strafford there are 19 larger Census places. The 100-mile radius contains 70 larger places.

What is available to Strafford borrowers

At roughly 809 people per square mile, Strafford is moderately settled; 19 larger places lie within 50 miles. What is available to Strafford's 2,703 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Springfield, MO about 11 miles away.

Which Missouri laws govern a loan in Strafford

The rows below set out what a licensed lender must follow in Missouri, and so for Strafford's roughly 2,703 residents.