Personal loans in Stonewall, MS
Census figures put the 2020-to-2023 decrease in Stonewall at about 4.2%. An estimated 843 people make their home in Stonewall, a figure that ranks 166th in Mississippi. The roughly 843 people who live in Stonewall borrow under Mississippi rules; city hall sets no personal-loan rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Stonewall loan. Rate ceilings, licensing requirements and product limits for Stonewall are all set at the Mississippi level. The closest larger place is Quitman, MS about 8 miles away.
Stonewall: population, trend and location
Most of what governs a Stonewall loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: 843 residents; Stonewall is the 166th-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 4.2%.
- Net change: roughly 37 fewer people than the 2020 Census counted.
- Size percentile: Stonewall's 843 people outrank roughly 44% of the places in Mississippi.
- Density: roughly 318 residents per square mile, spread over 2.7 sq mi of land.
- Land area rank: Stonewall's 2.7 square miles rank 151st of 299 places in Mississippi.
- Share of Mississippi: Stonewall holds about 0.1% of the state's population, some 843 people.
- Nationally: Stonewall is the 10,960th-largest of 19,457 Census places in the dataset.
- Growth in Mississippi: Stonewall stands 209th by percentage change from 2020 to 2023, among 299 places.
- Against the state trend: Stonewall's 4.2% change compares with a Mississippi average of -2.3% across its 299 places.
- Density in Mississippi: Stonewall ranks 202nd by people per square mile.
- Density in context: Stonewall's 318 people per square mile sit against a Mississippi median of 434.
- Location: coordinates 32.1350, -88.7974 (US Census Bureau Gazetteer).
- Nearest larger cities: Quitman (8 mi); Meridian (18 mi); Marion (22 mi); Newton (25 mi); Decatur (28 mi). Online lenders reach Stonewall no matter how far the nearest branch is.
- Nearest smaller towns: Enterprise (3 mi); Pachuta (8 mi); Chunky (15 mi).
- Within a 50-mile radius: 26 smaller Census places.
- At 100 miles: 91 larger Census places fall inside that radius.
Lender access in Stonewall
At roughly 318 people per square mile, Stonewall is lightly settled; 17 larger places lie within 50 miles. Whether Stonewall has a local branch or not, a Mississippi-licensed lender can serve its 843 people online on the same terms. The nearest bigger place is Quitman, MS about 8 miles away.
Stonewall: area, density and distance
Stonewall's land area is roughly 2.7 square miles, and the Gazetteer records no significant water area within it. With 843 residents, the land area yields roughly 318 people per square mile. The state's population centre of gravity, Jackson, is roughly 84 miles away. Counting outward 50 miles, 17 larger communities surround Stonewall. Within the same 50 miles lie 26 smaller Census places.
The anatomy of a Stonewall personal loan
Stonewall is a small community of about 843 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Stonewall. A longer term lowers the monthly payment on a Stonewall loan but raises total interest, so the smallest payment is not the cheapest loan.
How Mississippi law applies in Stonewall
For the roughly 843 residents of Stonewall, the rules below are Mississippi's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Stonewall's place among Mississippi's 299 places
Stonewall is the 166th-largest of 299 Census places in Mississippi and contains about 0.1% of the state's people. For population change between 2020 and 2023, Stonewall ranks 209th of 299 in Mississippi (about the 30th percentile). Its roughly 318 residents per square mile place it 202nd among Mississippi's places. Within 50 miles sit 26 smaller Census places, alongside the 17 that are larger.
Common questions
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Nearby places
- Enterprise, MS — population 478
- Quitman, MS — population 1,973
- Pachuta, MS — population 198
- Chunky, MS — population 269
- Meridian, MS — population 33,551
- Hickory, MS — population 406
- Shubuta, MS — population 390
- Heidelberg, MS — population 616