Personal loans in Enterprise, MS
Enterprise is a small community in Mississippi, with an estimated 478 residents, and every licensed lender here follows the same state rulebook. Which products a lender may offer to Enterprise's 478 residents follows from the Mississippi consumer-lending framework. An estimated 478 people make their home in Enterprise, a figure that ranks 201st in Mississippi. For a community of about 478, the practical step is to compare APR across at least three lenders before committing. Census figures put the 2020-to-2023 decrease in Enterprise at about 4.0%. The nearest larger metro is Stonewall, MS about 3 miles away.
Enterprise: population, trend and location
Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.
- Population: 478 — Enterprise ranks 201st of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 4.0% across the 2020-to-2023 comparison.
- Net change: roughly 20 fewer people than the 2020 Census counted.
- Size percentile: Enterprise's 478 people outrank roughly 33% of the places in Mississippi.
- Land and density: 2.5 square miles of land carry roughly 195 residents per square mile.
- Land area: Enterprise covers 2.5 square miles, the 156th-largest area among Mississippi's 299 places.
- State share: roughly 0.0% of Mississippi's residents live in Enterprise (478 people).
- National rank: Enterprise is 13,343rd of 19,457 places nationwide.
- Growth rank: Enterprise's 2020-to-2023 change ranks 206th of 299 places in Mississippi.
- Versus Mississippi: the state average change is -2.3%, while Enterprise moved 4.0%.
- Density rank: Enterprise places 246th among Mississippi's places by people per square mile.
- Against the state median: Enterprise runs about 195 residents per square mile, where the Mississippi median is 434.
- Location: latitude 32.1725, longitude -88.8158 (Census Gazetteer).
- Nearest larger cities: Stonewall (3 mi); Quitman (11 mi); Meridian (16 mi); Marion (20 mi); Heidelberg (22 mi). Online lenders reach Enterprise no matter how far the nearest branch is.
- Nearest smaller towns: Pachuta (10 mi); Chunky (13 mi); Hickory (16 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 19 smaller Census places.
- Larger places within 100 miles: 104.
The geography behind Enterprise
Enterprise's land area is roughly 2.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 195 people per square mile. For the state's biggest city, Jackson, the distance is roughly 82 miles. A 50-mile radius around Enterprise takes in 24 places that are larger. The 100-mile radius contains 104 larger places.
Mississippi consumer-lending rules applied in Enterprise
This table holds the Mississippi rate and licensing rules for consumer loans made to Enterprise's 478 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Getting a loan in Enterprise
Enterprise is a lightly settled community of about 478 people, with 24 larger places inside a 50-mile radius. What is available to Enterprise's 478 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Stonewall, MS about 3 miles away.
Inside a Enterprise personal loan
In Enterprise, a small community of about 478, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Enterprise loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Enterprise loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Enterprise compares across Mississippi
Among Mississippi's 299 places, Enterprise sits at 201st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Enterprise stands 206th among Mississippi's 299 places — roughly the 31th percentile. At about 195 people per square mile, Enterprise is the 246th most densely settled place in Mississippi. By land area, its 2.5 square miles rank 156th of 299 places in Mississippi.
Common questions
What are my options in Enterprise if my credit is poor?
What loan size can I expect in Enterprise?
Do I have to pledge anything to borrow in Enterprise?
Does comparing loans in Enterprise cost me credit score points?
Nearby places
- Stonewall, MS — population 843
- Pachuta, MS — population 198
- Quitman, MS — population 1,973
- Chunky, MS — population 269
- Meridian, MS — population 33,551
- Hickory, MS — population 406
- Marion, MS — population 1,690
- Shubuta, MS — population 390