Personal loans in Enterprise, MS

Enterprise is a small community in Mississippi, with an estimated 478 residents, and every licensed lender here follows the same state rulebook. Which products a lender may offer to Enterprise's 478 residents follows from the Mississippi consumer-lending framework. An estimated 478 people make their home in Enterprise, a figure that ranks 201st in Mississippi. For a community of about 478, the practical step is to compare APR across at least three lenders before committing. Census figures put the 2020-to-2023 decrease in Enterprise at about 4.0%. The nearest larger metro is Stonewall, MS about 3 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Enterprise: population, trend and location

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

The geography behind Enterprise

Enterprise's land area is roughly 2.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 195 people per square mile. For the state's biggest city, Jackson, the distance is roughly 82 miles. A 50-mile radius around Enterprise takes in 24 places that are larger. The 100-mile radius contains 104 larger places.

Mississippi consumer-lending rules applied in Enterprise

This table holds the Mississippi rate and licensing rules for consumer loans made to Enterprise's 478 residents.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Getting a loan in Enterprise

Enterprise is a lightly settled community of about 478 people, with 24 larger places inside a 50-mile radius. What is available to Enterprise's 478 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Stonewall, MS about 3 miles away.

Inside a Enterprise personal loan

In Enterprise, a small community of about 478, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Enterprise loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Enterprise loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Enterprise compares across Mississippi

Among Mississippi's 299 places, Enterprise sits at 201st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Enterprise stands 206th among Mississippi's 299 places — roughly the 31th percentile. At about 195 people per square mile, Enterprise is the 246th most densely settled place in Mississippi. By land area, its 2.5 square miles rank 156th of 299 places in Mississippi.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Enterprise if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Enterprise is the same as anywhere in Mississippi.
What loan size can I expect in Enterprise?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Enterprise?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Enterprise cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related