Personal loans in Stevenson, WA

With 1,621 residents, Stevenson outranks about 35% of the communities in Washington. Rate ceilings, licensing requirements and product limits for Stevenson are all set at the Washington level. From the 2020 Census base to the 2023 estimate, the population rose by about 9.0%. Borrowers who want a bigger city can look to Hood River, OR about 18 miles away.

The Stevenson data picture

Most of what governs a Stevenson loan is written in Washington law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 1,621 residents in Stevenson (Vintage 2023 subcounty estimate), the 182nd-largest figure among Washington's 281 places.
• Population trend: A gain of roughly 9.0% between 2020 and 2023.
• Absolute change: 134 residents added between 2020 and 2023.
• Size percentile: Stevenson sits ahead of around 35% of Washington places, at 1,621 people.
• Population density: about 985 people per square mile (Census land area 1.6 sq mi).
• Land area rank: Stevenson's 1.6 square miles rank 162nd of 281 places in Washington.
• Water area: Stevenson has 0.15 square miles of water, ranking 96th of 281 places in Washington.
• Within Washington: about 0.0% of the state's population lives in Stevenson.
• National standing: Stevenson ranks 8,417th of 19,457 US places.
• Growth rank: Stevenson ranks 31st among Washington's 281 places for the 2020-to-2023 change.
• Versus Washington: the state average change is +2.8%, while Stevenson moved 9.0%.
• Density rank: Stevenson is the 204th most densely settled place in Washington.
• Against the state median: Stevenson runs about 985 residents per square mile, where the Washington median is 1,518.
• Location: 45.6947 / -121.8964, per the US Census Bureau Gazetteer.
• Nearest larger cities: Hood River (18 mi); White Salmon (20 mi); Washougal (23 mi); Troutdale (26 mi); Camas (27 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Cascade Locks (2 mi); North Bonneville (5 mi); Bingen (21 mi).
• Smaller places within 50 miles: 9 of them.
• Larger places within 100 miles: 102.

Stevenson: area, density and distance

Stevenson's land area is about 1.6 square miles; a further 0.15 square miles is water. That land carries about 985 people per square mile. Seattle, the largest place in Washington, is about 135 miles from Stevenson. Counting outward 50 miles, 33 larger communities surround Stevenson. The 100-mile radius contains 102 larger places.

What is available to Stevenson borrowers

Stevenson is a moderately settled community of about 1,621 people, with 33 larger places inside a 50-mile radius. A Washington licence lets a lender serve Stevenson without a local office, so branch density does not change what its 1,621 residents are offered. For a larger market, the closest option is Hood River, OR about 18 miles away.

The Washington lending rules that reach Stevenson

When Washington does not publish a figure, the row links to the source instead of inventing a number; Stevenson is bound by the same rules.

Before you apply in Stevenson

Before you apply in Stevenson, a community of about 1,621, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Washington regulator's licence records before you sign.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

The process is identical across Washington; what changes is your credit file, not the fact that Stevenson holds 1,621 people.

Stevenson in state context

Among Washington's 281 places, Stevenson sits at 182nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 31st of 281 Washington places, putting it near the 89th percentile for growth. Its roughly 985 residents per square mile place it 204th among Washington's places. By land area, its 1.6 square miles rank 162nd of 281 places in Washington.