Personal loans in Bingen, WA

Local context for Bingen

Set out below is Bingen's local context next to the state-level rules that reach every lender here.

• Population: 774 — Bingen ranks 217th of 281 communities in Washington (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.4%.
• Net change: roughly 3 fewer people than the 2020 Census counted.
• Size percentile: with 774 residents, Bingen is larger than about 23% of Washington's Census places.
• Land and density: 0.6 square miles of land carry roughly 1,244 residents per square mile.
• Land area rank: Bingen's 0.6 square miles rank 232nd of 281 places in Washington.
• Water area: Bingen has 0.26 square miles of water, ranking 74th of 281 places in Washington.
• Share of Washington: Bingen holds about 0.0% of the state's population, some 774 people.
• National rank: Bingen is 11,333rd of 19,457 places nationwide.
• Growth rank: Bingen ranks 197th among Washington's 281 places for the 2020-to-2023 change.
• Versus Washington: the state average change is +2.8%, while Bingen moved 0.4%.
• Density in Washington: Bingen ranks 168th by people per square mile.
• Density in context: Bingen's 1,244 people per square mile sit against a Washington median of 1,518.
• Location: coordinates 45.7131, -121.4718 (US Census Bureau Gazetteer).
• Nearest larger cities: White Salmon (1 mi); Hood River (3 mi); The Dalles (17 mi); Cascade Locks (19 mi); Stevenson (21 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Mosier (4 mi); Dufur (24 mi); Rufus (35 mi).
• Smaller neighbours: 7 places smaller than Bingen sit within 50 miles.
• Within 100 miles: 107 places are larger than Bingen.

Getting a loan in Bingen

At roughly 1,244 people per square mile, Bingen is moderately settled; 15 larger places lie within 50 miles. A Washington licence lets a lender serve Bingen without a local office, so branch density does not change what its 774 residents are offered. For a larger market, the closest option is White Salmon, WA about 1 miles away.

Washington consumer-lending rules applied in Bingen

Washington has no separate rate rule for Bingen; the sourced rows below are what reach every lender that serves its 774 people.

Bingen's place among Washington's 281 places

Within Washington, Bingen holds roughly 0.0% of all residents, the 217th-largest share among 281 places. For population change between 2020 and 2023, Bingen ranks 197th of 281 in Washington (about the 30th percentile). At about 1,244 people per square mile, Bingen is the 168th most densely settled place in Washington. In land area, Bingen ranks 232nd among Washington's 281 places.

Bingen: area, density and distance

The Census Gazetteer records 0.6 square miles of land and 0.26 square miles of water within Bingen. That land carries about 1,244 people per square mile. For the state's biggest city, Seattle, the distance is roughly 138 miles. Counting outward 50 miles, 15 larger communities surround Bingen. By land area it ranks 232nd of 281 Washington places.

What to do before borrowing in Bingen

These steps shape the offer you get in Bingen, a place of about 774 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Washington licence with the regulator named above before committing.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

In Bingen as elsewhere in Washington, the written terms — not the advertisement — are what count for its 774 residents.