Personal loans in Star City, AR
In Star City, one of 500 Census places in Arkansas, the figure to compare across lenders is the APR, not the advertised rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Star City loan. With 2,092 residents, Star City outranks about 74% of the communities in Arkansas. Rate ceilings, licensing requirements and product limits for Star City are all set at the Arkansas level. The 2020 count to the 2023 estimate shows about 3.7% decline in Star City. The next larger city is Dumas, AR about 21 miles away.
Where Star City stands
Star City is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 2,092 residents in Star City (Vintage 2023 subcounty estimate), the 130th-largest figure among Arkansas's 500 places.
- Population trend: Roughly 3.7% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 80 residents.
- Size percentile: about 74% of Arkansas's Census places are smaller than Star City.
- Population density: about 436 people per square mile (Census land area 4.8 sq mi).
- Land area rank: Star City's 4.8 square miles rank 130th of 500 places in Arkansas.
- Share of state population: Star City's 2,092 residents are about 0.1% of Arkansas.
- National rank: Star City is 7,472nd of 19,457 places nationwide.
- Growth rank: Star City ranks 407th among Arkansas's 500 places for the 2020-to-2023 change.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Star City's 3.7%.
- Density rank: Star City places 223rd among Arkansas's places by people per square mile.
- Density vs Arkansas: Star City's 436 people per square mile compare with a state median of 386.
- Location: 33.9408, -91.8400 (US Census Bureau Gazetteer).
- Nearest larger cities: Dumas (21 mi); Pine Bluff (21 mi); Monticello (22 mi); Warren (26 mi); White Hall (27 mi). Online lenders reach Star City no matter how far the nearest branch is.
- Smaller communities within reach: Grady (12 mi); Gould (16 mi); Mitchellville (20 mi).
- Within a 50-mile radius: 36 smaller Census places.
- Larger places within 100 miles: 61.
Lender access in Star City
Star City is lightly settled, with about 436 people per square mile and 13 larger places within 50 miles. Distance to a branch rarely matters for Star City's 2,092 residents: the application is online and the price follows your credit file. The nearest bigger place is Dumas, AR about 21 miles away.
Land, water and location for Star City
Star City covers about 4.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 2,092 residents, the land area yields roughly 436 people per square mile. The state's population centre of gravity, Little Rock, is roughly 62 miles away. Counting outward 50 miles, 13 larger communities surround Star City. By land area it ranks 130th of 500 Arkansas places.
The Star City borrowing checklist
Before you apply in Star City, a community of about 2,092, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Arkansas regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
In Star City as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 2,092 residents.
What Arkansas law requires in Star City
The rows below set out what a licensed lender must follow in Arkansas, and so for Star City's roughly 2,092 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Star City against the rest of Arkansas
Star City is the 130th-largest of 500 Census places in Arkansas and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Star City stands 407th among Arkansas's 500 places — roughly the 19th percentile. Its roughly 436 residents per square mile place it 223rd among Arkansas's places. The population moved by about 80 people between 2020 and 2023, a 3.7% shift.
Common questions
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Nearby places
- Grady, AR — population 293
- Gould, AR — population 632
- Monticello, AR — population 8,175
- Pine Bluff, AR — population 39,123
- Wilmar, AR — population 383
- Mitchellville, AR — population 272
- Rison, AR — population 939
- Dumas, AR — population 3,662