Personal loans in Dumas, AR

From the 2020 Census base to the 2023 estimate, the population declined by about 8.5%. Decide the purpose of the loan and your repayment plan before sharing any details with a Dumas lender. Lenders active in Dumas report to a Arkansas supervisor, identified in the sourced rows below. A larger market lies at Monticello, AR about 25 miles away.

What the Census records for Dumas

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

• Population: 3,662 residents; Dumas is the 88th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Down about 8.5% from the 2020 Census base to the 2023 estimate.
• Absolute change: 342 residents lost between 2020 and 2023.
• Size percentile: with 3,662 residents, Dumas is larger than about 82% of Arkansas's Census places.
• Density: roughly 1,260 residents per square mile, spread over 2.9 sq mi of land.
• Land area rank: Dumas's 2.9 square miles rank 197th of 500 places in Arkansas.
• State share: roughly 0.2% of Arkansas's residents live in Dumas (3,662 people).
• National rank: Dumas sits 5,695th by population among the 19,457 places in this dataset.
• Growth rank: Dumas's 2020-to-2023 change ranks 495th of 500 places in Arkansas.
• Against the state trend: Dumas's 8.5% change compares with a Arkansas average of +0.3% across its 500 places.
• Density in Arkansas: Dumas ranks 33rd by people per square mile.
• Density in context: Dumas's 1,260 people per square mile sit against a Arkansas median of 386.
• Location: mapped by the US Census Bureau at 33.8834, -91.4856.
• Nearest larger cities: Monticello (25 mi); Pine Bluff (38 mi); Warren (38 mi); Stuttgart (42 mi); Greenville (43 mi). Lenders licensed in the state serve Dumas whether or not they keep a local branch.
• Smaller towns nearby: Mitchellville (2 mi); Winchester (8 mi); Gould (8 mi).
• Smaller neighbours: 48 places smaller than Dumas sit within 50 miles.
• Within 100 miles: 43 places are larger than Dumas.

A pre-application checklist for Dumas

Complete these steps first when you borrow in Dumas (3,662 residents):

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Dumas and the rest of Arkansas is not the process but the borrower's own file, among the 3,662 people here.

Lender access in Dumas

Dumas is moderately settled, with about 1,260 people per square mile and 8 larger places within 50 miles. What is available to Dumas's 3,662 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Monticello, AR about 25 miles away.

Dumas: area, density and distance

The Census Gazetteer records about 2.9 square miles of land within Dumas, with no significant water area listed. With 3,662 residents, the land area yields roughly 1,260 people per square mile. Little Rock, the largest place in Arkansas, is about 77 miles from Dumas. Within 50 miles of Dumas there are 8 larger Census places. The 100-mile radius contains 43 larger places.

Which Arkansas laws govern a loan in Dumas

The rows below set out what a licensed lender must follow in Arkansas, and so for Dumas's roughly 3,662 residents.

What shapes a Dumas personal loan

Most loans made to Dumas's 3,662 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Dumas loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Dumas loan raises the monthly payment but cuts the interest; lengthening it does the reverse.