Personal loans in Staplehurst, NE

In Staplehurst, one of 527 Census places in Nebraska, the figure to compare across lenders is the APR, not the advertised rate. Rate ceilings, licensing requirements and product limits for Staplehurst are all set at the Nebraska level. Compare APR, not the interest rate, because the APR folds in most fees on a Staplehurst loan. Borrowers who want a bigger city can look to Seward, NE about 6 miles away.

Staplehurst by the numbers

The figures below are Staplehurst's own — Census population, land area and coordinates — followed by the Nebraska rules.

• Population: a Census-estimated 227, 311th among Nebraska's 527 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.8%.
• People gained or lost: about 9 fewer since the 2020 base.
• Size percentile: roughly 41% of Nebraska's places have fewer residents than Staplehurst's 227.
• Population density: 1,816 people per square mile on 0.1 square miles of land.
• Land area: Staplehurst covers 0.1 square miles, the 494th-largest area among Nebraska's 527 places.
• Within Nebraska: about 0.0% of the state's population lives in Staplehurst.
• National rank: Staplehurst sits 16,068th by population among the 19,457 places in this dataset.
• Growth rank: Staplehurst ranks 467th among Nebraska's 527 places for the 2020-to-2023 change.
• Against the state trend: Staplehurst's 3.8% change compares with a Nebraska average of -0.6% across its 527 places.
• Density rank: Staplehurst is the 41st most densely settled place in Nebraska.
• Density vs Nebraska: Staplehurst's 1,816 people per square mile compare with a state median of 830.
• Location: 40.9747, -97.1732 (US Census Bureau Gazetteer).
• Nearest larger cities: Seward (6 mi); Utica (11 mi); Dwight (11 mi); Beaver Crossing (15 mi); Milford (15 mi). Larger metros often have more branches, but online lenders reach Staplehurst on the same terms.
• Smaller communities within reach: Bee (6 mi); Ulysses (7 mi); Garland (10 mi).
• Smaller neighbours: 44 places smaller than Staplehurst sit within 50 miles.
• Larger places within 100 miles: 247.

What Nebraska law requires in Staplehurst

Read the table as a lender's compliance picture for Staplehurst: the rule, the sourced figure, the publisher and the date.

Staplehurst against the rest of Nebraska

Staplehurst is the 311th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. For population change between 2020 and 2023, Staplehurst ranks 467th of 527 in Nebraska (about the 11th percentile). At about 1,816 people per square mile, Staplehurst is the 41st most densely settled place in Nebraska. In land area, Staplehurst ranks 494th among Nebraska's 527 places.

Before you apply in Staplehurst

These steps shape the offer you get in Staplehurst, a place of about 227 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Nebraska regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Staplehurst as elsewhere in Nebraska, the written terms — not the advertisement — are what count for its 227 residents.

The geography behind Staplehurst

Staplehurst covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,816 people per square mile. The state's population centre of gravity, Omaha, is roughly 62 miles away. Within 50 miles of Staplehurst there are 73 larger Census places. By land area it ranks 494th of 527 Nebraska places.

The anatomy of a Staplehurst personal loan

With roughly 227 residents, Staplehurst is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Staplehurst can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Staplehurst loan but raises total interest, so the smallest payment is not the cheapest loan.