Personal loans in Bee, NE

With 167 residents, Bee outranks about 33% of the communities in Nebraska. Personal loans in Bee are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 167 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

From the 2020 Census base to the 2023 estimate, the population declined by about 2.9%. For a community of about 167, the practical step is to compare APR across at least three lenders before committing. Every figure below is Nebraska's own, applied to Bee's 167 residents, with the publisher and retrieval date attached. The next larger city is Dwight, NE about 6 miles away.

Bee by the numbers

Most of what governs a Bee loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.

Bee against the rest of Nebraska

Against Nebraska's other places, Bee accounts for about 0.0% of the state's population and ranks 354th of 527 by size. For population change between 2020 and 2023, Bee ranks 429th of 527 in Nebraska (about the 19th percentile). Its roughly 668 residents per square mile place it 327th among Nebraska's places. By land area, its 0.2 square miles rank 387th of 527 places in Nebraska.

Bee: area, density and distance

The Census Gazetteer records about 0.2 square miles of land within Bee, with no significant water area listed. That land carries about 668 people per square mile. The largest place in Nebraska, Omaha, lies about 55 miles away. Bee has 95 larger places within a 50-mile radius. Within the same 50 miles lie 30 smaller Census places.

Nebraska rules behind a Bee personal loan

Nebraska has no separate rate rule for Bee; the sourced rows below are what reach every lender that serves its 167 people.

RuleDetailSource
State lending regulatorNebraska Department of Banking and Finance (NDBF)
Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor."
Nebraska Department of Banking and Finance
as of 2026-09-16
Payday lending statusCapped at 36% APR (Initiative 428, 2020); violating transactions are void
Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction."
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16
Small-loan / installment lender licensingDelayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931)
Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act."
Nebraska Legislature (Nebraska Revised Statutes)
as of 2026-09-16

What shapes a Bee personal loan

With roughly 167 residents, Bee is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bee. Because the payment is fixed, the total cost of a Bee loan is knowable in advance — unlike a revolving card balance.

How lenders reach Bee

Bee is a moderately settled community of about 167 people, with 95 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Bee's 167 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Dwight, NE about 6 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bee if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bee is the same as anywhere in Nebraska.
What loan size can I expect in Bee?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bee?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bee cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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