Personal loans in Stafford, TX

Read the disclosure for an origination fee and any prepayment penalty before signing in Stafford. From the 2020 Census base to the 2023 estimate, the population declined by about 1.9%. Consumer lending that reaches Stafford's 17,338 residents is governed by Texas statute; no city ordinance changes it. Borrowers who want a bigger city can look to Sugar Land, TX about 5 miles away.

Stafford by the numbers

Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.

• Population: 17,338 — Stafford ranks 168th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.9%.
• Absolute change: 330 residents lost between 2020 and 2023.
• Size percentile: with 17,338 residents, Stafford is larger than about 86% of Texas's Census places.
• Density: the Census land area of 7.0 sq mi holds about 2,473 people per square mile.
• Land area: Stafford covers 7.0 square miles, the 288th-largest area among Texas's 1,224 places.
• Water: Stafford holds about 0.03 square miles, the 353rd-largest water area in Texas.
• Share of state population: Stafford's 17,338 residents are about 0.1% of Texas.
• Nationally: Stafford is the 2,119th-largest of 19,457 Census places in the dataset.
• Growth rank: Stafford's 2020-to-2023 change ranks 1,036th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Stafford's 1.9%.
• Density in Texas: Stafford ranks 120th by people per square mile.
• Density in context: Stafford's 2,473 people per square mile sit against a Texas median of 840.
• Location: the Census Gazetteer records it at 29.6257, -95.5657.
• Nearest larger cities: Sugar Land (5 mi); Missouri City (5 mi); Houston (15 mi); Pearland (15 mi); Rosenberg (16 mi). Lenders licensed in the state serve Stafford whether or not they keep a local branch.
• Nearest smaller towns: Meadows Place (2 mi); Bellaire (8 mi); Piney Point Village (10 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 91 of them.
• At 100 miles: 28 larger Census places fall inside that radius.

Stafford's place among Texas's 1,224 places

Within Texas, Stafford holds roughly 0.1% of all residents, the 168th-largest share among 1,224 places. Its 2020-to-2023 change ranks 1,036th of 1,224 Texas places, putting it near the 15th percentile for growth. Its roughly 2,473 residents per square mile place it 120th among Texas's places. By land area, its 7.0 square miles rank 288th of 1,224 places in Texas.

Stafford on the map

The Census Gazetteer records 7.0 square miles of land and 0.03 square miles of water within Stafford. That land carries about 2,473 people per square mile. Houston, the largest place in Texas, is about 15 miles from Stafford. Stafford has 21 larger places within a 50-mile radius. Within the same 50 miles lie 91 smaller Census places.

A pre-application checklist for Stafford

Complete these steps first when you borrow in Stafford (17,338 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Texas; what changes is your credit file, not the fact that Stafford holds 17,338 people.

How personal loans work in Stafford

In Stafford, a small town of about 17,338, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Stafford's 17,338 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Stafford loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Texas rules behind a Stafford personal loan

These are Texas's sourced lending facts as they reach Stafford's 17,338 residents; the state has no city-level rate rule.