Personal loans in Meadows Place, TX

Meadows Place is home to roughly 4,596 people and stands 391st by size out of 1,224 Census places in Texas. A 2020-to-2023 comparison shows Meadows Place down by about 3.6%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

In Meadows Place, one of 1,224 Census places in Texas, the figure to compare across lenders is the APR, not the advertised rate. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Meadows Place as from the rest of the state. Rate-shopping from Meadows Place costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A larger market lies at Stafford, TX about 2 miles away.

The Meadows Place data picture

Set out below is Meadows Place's local context next to the state-level rules that reach every lender here.

The geography behind Meadows Place

Inside Meadows Place's boundaries lie about 0.9 square miles of land, with no significant water area recorded. The resulting density is about 4,926 people per square mile. Houston, the largest place in Texas, is about 15 miles from Meadows Place. Counting outward 50 miles, 48 larger communities surround Meadows Place. By land area it ranks 1,037th of 1,224 Texas places.

Meadows Place in state context

Set beside Texas's 1,224 places, Meadows Place ranks 391st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Meadows Place stands 1,134th among Texas's 1,224 places — roughly the 7th percentile. Its roughly 4,926 residents per square mile place it 12th among Texas's places. By land area, its 0.9 square miles rank 1,037th of 1,224 places in Texas.

What a Meadows Place borrower is actually offered

Most loans made to Meadows Place's 4,596 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Meadows Place's 4,596 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Meadows Place loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The state rulebook for Meadows Place

Texas has no separate rate rule for Meadows Place; the sourced rows below are what reach every lender that serves its 4,596 people.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16

Getting a loan in Meadows Place

With about 4,926 residents per square mile, Meadows Place is fairly dense, and 48 larger Census places sit within 50 miles. What is available to Meadows Place's 4,596 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Stafford, TX about 2 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Meadows Place if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Meadows Place is the same as anywhere in Texas.
What loan size can I expect in Meadows Place?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Meadows Place?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Meadows Place cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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