Personal loans in Springtown, AR

Population in Springtown climbed about 4.7% over the three years from 2020 to 2023. Pull your credit reports and line up at least three offers before you apply from Springtown. For a bigger market, look to Gentry, AR about 4 miles away. A single loan can carry different costs on either side of a state line, and Springtown sits on the Arkansas side of that line.

The Springtown data picture

The figures below are Springtown's own — Census population, land area and coordinates — followed by the Arkansas rules.

• Population: about 90, ranked 459th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Up about 4.7% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
• Size percentile: with 90 residents, Springtown is larger than about 8% of Arkansas's Census places.
• Population density: about 166 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Springtown covers 0.5 square miles, the 417th-largest area among Arkansas's 500 places.
• Within Arkansas: about 0.0% of the state's population lives in Springtown.
• National standing: Springtown ranks 18,312th of 19,457 US places.
• Growth rank: Springtown ranks 51st among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Springtown's 4.7%.
• Density rank: Springtown places 403rd among Arkansas's places by people per square mile.
• Density vs Arkansas: Springtown's 166 people per square mile compare with a state median of 386.
• Location: 36.2603, -94.4238 (US Census Bureau Gazetteer).
• Nearest larger cities: Gentry (4 mi); Highfill (6 mi); Decatur (6 mi); Siloam Springs (8 mi); Centerton (10 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Ginger Blue (23 mi); Grand Lake Towne (38 mi); Beaver (39 mi).
• Smaller neighbours: 6 places smaller than Springtown sit within 50 miles.
• Larger places within 100 miles: 365.

How personal loans work in Springtown

In Springtown, a small community of about 90, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Springtown can be quoted different APRs on the same amount and term. The term you choose in Springtown decides the split between a comfortable payment and the total interest you pay.

Springtown on the map

Springtown's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 166 people per square mile. Little Rock, the largest place in Arkansas, is about 157 miles from Springtown. A 50-mile radius around Springtown takes in 91 places that are larger. Within the same 50 miles lie 6 smaller Census places.

The state rulebook for Springtown

This table holds the Arkansas rate and licensing rules for consumer loans made to Springtown's 90 residents.

How lenders reach Springtown

With about 166 residents per square mile, Springtown is lightly settled, and 91 larger Census places sit within 50 miles. A Arkansas licence lets a lender serve Springtown without a local office, so branch density does not change what its 90 residents are offered. The nearest larger city, Gentry, AR about 4 miles away.

Springtown against the rest of Arkansas

Set beside Arkansas's 500 places, Springtown ranks 459th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Springtown ranks 51st of 500 in Arkansas (about the 90th percentile). Its roughly 166 residents per square mile place it 403rd among Arkansas's places. The population moved by about 4 people between 2020 and 2023, a 4.7% shift.