Personal loans in Gravette, AR

The roughly 3,750 people who live in Gravette borrow under Arkansas rules; city hall sets no personal-loan rate. A lender that serves Gravette operates under Arkansas lending statutes and a Arkansas supervisor. Decide the purpose of the loan and your repayment plan before sharing any details with a Gravette lender. The nearest larger metro is Bella Vista, AR about 6 miles away.

Where Gravette stands

Most of what governs a Gravette loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 3,750 residents, 84th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 5.8%.
• People gained or lost: about 205 more since the 2020 base.
• Size percentile: bigger than about 83% of the places in Arkansas, with 3,750 residents in Gravette.
• Population density: about 245 people per square mile (Census land area 15.3 sq mi).
• Land area: Gravette covers 15.3 square miles, the 34th-largest area among Arkansas's 500 places.
• State population share: Gravette accounts for about 0.2% of everyone in Arkansas.
• National standing: Gravette ranks 5,623rd of 19,457 US places.
• Growth in Arkansas: Gravette stands 46th by percentage change from 2020 to 2023, among 500 places.
• Versus Arkansas: the state average change is +0.3%, while Gravette moved 5.8%.
• Density rank: Gravette is the 341st most densely settled place in Arkansas.
• Density vs Arkansas: Gravette's 245 people per square mile compare with a state median of 386.
• Location: mapped by the US Census Bureau at 36.4283, -94.3685.
• Nearest larger cities: Bella Vista (6 mi); Centerton (6 mi); Bentonville (9 mi); Gentry (14 mi); Pea Ridge (14 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Sulphur Springs (6 mi); Decatur (7 mi); Jane (8 mi).
• Smaller neighbours: 93 places smaller than Gravette sit within 50 miles.
• Within 100 miles: 76 places are larger than Gravette.

The geography behind Gravette

Gravette covers about 15.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 245 people per square mile. The largest place in Arkansas, Little Rock, lies about 163 miles away. Within 50 miles of Gravette there are 27 larger Census places. By land area it ranks 34th of 500 Arkansas places.

Which Arkansas laws govern a loan in Gravette

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Gravette lender must follow.

How lenders reach Gravette

With about 245 residents per square mile, Gravette is lightly settled, and 27 larger Census places sit within 50 miles. A Arkansas licence lets a lender serve Gravette without a local office, so branch density does not change what its 3,750 residents are offered. The nearest larger city, Bella Vista, AR about 6 miles away.

Gravette's place among Arkansas's 500 places

Among Arkansas's 500 places, Gravette sits at 84th for population, a share of roughly 0.2% of the state. On the 2020-to-2023 trend, Gravette stands 46th among Arkansas's 500 places — roughly the 91th percentile. By density, at about 245 people per square mile, it ranks 341st in Arkansas. Within 50 miles sit 93 smaller Census places, alongside the 27 that are larger.

Inside a Gravette personal loan

A Gravette personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,750 residents. A lender serving Gravette's 3,750 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Gravette loan is knowable in advance — unlike a revolving card balance.