Personal loans in Springdale, AR

The trend for Springdale between 2020 and 2023 is upward by roughly 1.0%. Use the calculator on this page to price an amount and term before you commit in Springdale. For a bigger market, look to Fayetteville, AR about 8 miles away. Lenders active in Springdale report to a Arkansas supervisor, identified in the sourced rows below.

Local context for Springdale

Here is the sourced Census picture for Springdale, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: 88,224 people, a figure that places Springdale 4th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Up about 1.0% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 904 residents.
• Size percentile: with 88,224 residents, Springdale is larger than about 99% of Arkansas's Census places.
• Population density: about 1,773 people per square mile (Census land area 49.8 sq mi).
• Land area: Springdale covers 49.8 square miles, the 6th-largest area among Arkansas's 500 places.
• Water area: Springdale has 0.52 square miles of water, ranking 14th of 500 places in Arkansas.
• Within Arkansas: about 4.3% of the state's population lives in Springdale.
• National rank: Springdale sits 389th by population among the 19,457 places in this dataset.
• Growth rank: Springdale's 2020-to-2023 change ranks 175th of 500 places in Arkansas.
• Against the state trend: Springdale's 1.0% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Springdale is the 6th most densely settled place in Arkansas.
• Density vs Arkansas: Springdale's 1,773 people per square mile compare with a state median of 386.
• Location: mapped by the US Census Bureau at 36.1914, -94.1551.
• Nearest larger cities: Fayetteville (8 mi); Fort Smith (59 mi); Springfield (84 mi); Broken Arrow (91 mi); Tulsa (98 mi). Online lenders reach Springdale no matter how far the nearest branch is.
• Smaller communities close by: Johnson (4 mi); Lowell (4 mi); Elm Springs (5 mi), each with its own Census population profile.
• Within a 50-mile radius: 81 smaller Census places.
• Within 100 miles: 5 places are larger than Springdale.

Which Arkansas laws govern a loan in Springdale

The rows below set out what a licensed lender must follow in Arkansas, and so for Springdale's roughly 88,224 residents.

How Springdale compares across Arkansas

Springdale is the 4th-largest of 500 Census places in Arkansas and contains about 4.3% of the state's people. Its 2020-to-2023 change ranks 175th of 500 Arkansas places, putting it near the 65th percentile for growth. Its roughly 1,773 residents per square mile place it 6th among Arkansas's places. In land area, Springdale ranks 6th among Arkansas's 500 places.

Where Springdale sits

Springdale's land area is about 49.8 square miles; a further 0.52 square miles is water. That land carries about 1,773 people per square mile. The largest place in Arkansas, Little Rock, lies about 143 miles away. Counting outward 50 miles, 1 larger communities surround Springdale. Within the same 50 miles lie 81 smaller Census places.

What a Springdale borrower is actually offered

In Springdale, a mid-sized city of about 88,224, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Springdale can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Springdale loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Springdale

At roughly 1,773 people per square mile, Springdale is moderately settled; 1 larger places lie within 50 miles. Whether Springdale has a local branch or not, a Arkansas-licensed lender can serve its 88,224 people online on the same terms. For a larger market, the closest option is Fayetteville, AR about 8 miles away.