Personal loans in Rogers, AR

Rogers: the sourced local profile

Rogers is a mid-sized city; the notes below cover its population profile and the statewide rules that apply.

• Population: 74,035 residents; Rogers is the 6th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Roughly 5.9% more residents than the 2020 Census counted.
• People gained or lost: about 4,123 more since the 2020 base.
• Size percentile: roughly 99% of Arkansas places rank below Rogers.
• Population density: 1,903 people per square mile on 38.9 square miles of land.
• By land area: Rogers ranks 11th among Arkansas's 500 places, at 38.9 sq mi.
• Water: Rogers holds about 0.17 square miles, the 40th-largest water area in Arkansas.
• Share of state population: Rogers's 74,035 residents are about 3.6% of Arkansas.
• National rank: Rogers sits 499th by population among the 19,457 places in this dataset.
• Growth rank: Rogers's 2020-to-2023 change ranks 44th of 500 places in Arkansas.
• Against the state trend: Rogers's 5.9% change compares with a Arkansas average of +0.3% across its 500 places.
• Density in Arkansas: Rogers ranks 3rd by people per square mile.
• Density in context: Rogers's 1,903 people per square mile sit against a Arkansas median of 386.
• Location: latitude 36.3181, longitude -94.1523 (Census Gazetteer).
• Nearest larger cities: Springdale (9 mi); Fayetteville (17 mi); Fort Smith (68 mi); Springfield (77 mi); Broken Arrow (93 mi). Lenders licensed in the state serve Rogers whether or not they keep a local branch.
• Nearest smaller places: Lowell (4 mi); Little Flock (5 mi); Bentonville (5 mi).
• Smaller neighbours: 90 places smaller than Rogers sit within 50 miles.
• Within 100 miles: 6 places are larger than Rogers.

Rogers's place among Arkansas's 500 places

Against Arkansas's other places, Rogers accounts for about 3.6% of the state's population and ranks 6th of 500 by size. On the 2020-to-2023 trend, Rogers stands 44th among Arkansas's 500 places — roughly the 91th percentile. Its roughly 1,903 residents per square mile place it 3rd among Arkansas's places. In land area, Rogers ranks 11th among Arkansas's 500 places.

A pre-application checklist for Rogers

These steps shape the offer you get in Rogers, a place of about 74,035 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Rogers and the rest of Arkansas is not the process but the borrower's own file, among the 74,035 people here.

Land, water and location for Rogers

Rogers covers about 38.9 square miles of land, with 0.17 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 1,903 people per square mile. The largest place in Arkansas, Little Rock, lies about 149 miles away. Counting outward 50 miles, 2 larger communities surround Rogers. By land area it ranks 11th of 500 Arkansas places.

What a Rogers borrower is actually offered

Rogers is a mid-sized city of about 74,035 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Rogers's 74,035 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Rogers loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Arkansas rules behind a Rogers personal loan

When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Rogers is bound by the same rules.