Personal loans in Spring Grove, MN

By population, Spring Grove sits at 328th in Minnesota, with an estimated 1,219 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Spring Grove lender. For the 1,219 people in Spring Grove, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Caledonia, MN about 9 miles away.

Where Spring Grove stands

Spring Grove is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,219 people, a figure that places Spring Grove 328th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: Roughly 2.9% fewer residents than the 2020 Census counted.
• Net change: roughly 36 fewer people than the 2020 Census counted.
• Size percentile: about 62% of Minnesota communities are smaller than Spring Grove (1,219 residents).
• Density: roughly 1,226 residents per square mile, spread over 1.0 sq mi of land.
• By land area: Spring Grove ranks 528th among Minnesota's 853 places, at 1.0 sq mi.
• Share of state population: Spring Grove's 1,219 residents are about 0.0% of Minnesota.
• National rank: Spring Grove is the 9,484th most populous of the 19,457 Census places covered here.
• Growth rank: Spring Grove ranks 729th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Spring Grove's 2.9%.
• Density rank: Spring Grove places 192nd among Minnesota's places by people per square mile.
• Density in context: Spring Grove's 1,226 people per square mile sit against a Minnesota median of 607.
• Location: mapped by the US Census Bureau at 43.5608, -91.6370.
• Nearest larger cities: Caledonia (9 mi); Rushford (18 mi); Decorah (19 mi); Waukon (22 mi); Preston (24 mi). Larger metros often have more branches, but online lenders reach Spring Grove on the same terms.
• Smaller towns nearby: Mabel (7 mi); Eitzen (9 mi); Houston (14 mi).
• Within a 50-mile radius: 83 smaller Census places.
• Within 100 miles: 144 places are larger than Spring Grove.

Where Spring Grove sits

The Census Gazetteer records about 1.0 square miles of land within Spring Grove, with no significant water area listed. With 1,219 residents, the land area yields roughly 1,226 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 126 miles away. A 50-mile radius around Spring Grove takes in 32 places that are larger. By land area it ranks 528th of 853 Minnesota places.

How Spring Grove compares across Minnesota

Set beside Minnesota's 853 places, Spring Grove ranks 328th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 729th of 853 Minnesota places, putting it near the 15th percentile for growth. Its roughly 1,226 residents per square mile place it 192nd among Minnesota's places. In land area, Spring Grove ranks 528th among Minnesota's 853 places.

What shapes a Spring Grove personal loan

With roughly 1,219 residents, Spring Grove is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Spring Grove's 1,219 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Spring Grove loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Before you apply in Spring Grove

A sensible order of operations for a loan in Spring Grove, home to about 1,219 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Minnesota; what changes is your credit file, not the fact that Spring Grove holds 1,219 people.

Which Minnesota laws govern a loan in Spring Grove

This table holds the Minnesota rate and licensing rules for consumer loans made to Spring Grove's 1,219 residents.