Personal loans in Southlake, TX

Decide the purpose of the loan and your repayment plan before sharing any details with a Southlake lender. Consumer lending that reaches Southlake's 31,137 residents is governed by Texas statute; no city ordinance changes it. The 2020 count to the 2023 estimate shows about 0.4% decline in Southlake. The nearest larger city is Grapevine, TX about 4 miles away.

What the Census records for Southlake

The figures below are Southlake's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: the Census counts 31,137 residents in Southlake (Vintage 2023 subcounty estimate), the 112th-largest figure among Texas's 1,224 places.
• Population trend: Roughly 0.4% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 136 residents.
• Size percentile: bigger than about 91% of the places in Texas, with 31,137 residents in Southlake.
• Population density: 1,426 people per square mile on 21.8 square miles of land.
• Land area: Southlake covers 21.8 square miles, the 103rd-largest area among Texas's 1,224 places.
• Water area: Southlake has 0.59 square miles of water, ranking 93rd of 1,224 places in Texas.
• State population share: Southlake accounts for about 0.1% of everyone in Texas.
• National rank: Southlake is 1,276th of 19,457 places nationwide.
• Growth in Texas: Southlake stands 908th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Southlake's 0.4% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Southlake is the 306th most densely settled place in Texas.
• Density in context: Southlake's 1,426 people per square mile sit against a Texas median of 840.
• Location: latitude 32.9545, longitude -97.1489 (Census Gazetteer).
• Nearest larger cities: Grapevine (4 mi); Keller (5 mi); Flower Mound (6 mi); Bedford (8 mi); North Richland Hills (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Trophy Club (3 mi); Westlake (4 mi); Colleyville (4 mi).
• Within a 50-mile radius: 138 smaller Census places.
• Larger places within 100 miles: 47.

Where Southlake sits

Southlake's land area is about 21.8 square miles; a further 0.59 square miles is water. The resulting density is about 1,426 people per square mile. The largest place in Texas, Houston, lies about 242 miles away. Southlake has 44 larger places within a 50-mile radius. Within the same 50 miles lie 138 smaller Census places.

Getting a loan in Southlake

Southlake is a moderately settled community of about 31,137 people, with 44 larger places inside a 50-mile radius. Whether Southlake has a local branch or not, a Texas-licensed lender can serve its 31,137 people online on the same terms. The nearest bigger place is Grapevine, TX about 4 miles away.

A practical checklist for Southlake borrowers

Complete these steps first when you borrow in Southlake (31,137 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

The process is identical across Texas; what changes is your credit file, not the fact that Southlake holds 31,137 people.

Southlake in state context

Set beside Texas's 1,224 places, Southlake ranks 112th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 908th of 1,224 Texas places, putting it near the 26th percentile for growth. At about 1,426 people per square mile, Southlake is the 306th most densely settled place in Texas. By land area, its 21.8 square miles rank 103rd of 1,224 places in Texas.

How Texas law applies in Southlake

Read the table as a lender's compliance picture for Southlake: the rule, the sourced figure, the publisher and the date.