Personal loans in Grapevine, TX
A 2020-to-2023 comparison shows Grapevine up by about 0.6%. Two households in Grapevine with comparable incomes can still be offered different rates; the city's 50,928 residents are not the reason.
Grapevine is one of 1,224 Census places in Texas; its 50,928 residents put it at 72nd. Borrowers who want a bigger city can look to Euless, TX about 6 miles away. A lender that serves Grapevine operates under Texas lending statutes and a Texas supervisor. Judge Grapevine offers on total cost, not on how quickly the money arrives.
Grapevine: population, trend and location
Here is the sourced Census picture for Grapevine, plus the Texas lending rules that apply to a loan taken out here.
- Population: about 50,928 people live here, which puts Grapevine 72nd of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A rise of about 0.6% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 293 residents.
- Size percentile: roughly 94% of Texas's places have fewer residents than Grapevine's 50,928.
- Land and density: 32.2 square miles of land carry roughly 1,583 residents per square mile.
- Land area: Grapevine covers 32.2 square miles, the 76th-largest area among Texas's 1,224 places.
- Water area rank: Grapevine ranks 28th among Texas's 1,224 places, with 3.68 sq mi.
- State share: roughly 0.2% of Texas's residents live in Grapevine (50,928 people).
- National standing: Grapevine ranks 778th of 19,457 US places.
- Growth rank: Grapevine ranks 795th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Grapevine moved 0.6%.
- Density rank: Grapevine is the 257th most densely settled place in Texas.
- Density in context: Grapevine's 1,583 people per square mile sit against a Texas median of 840.
- Location: coordinates 32.9350, -97.0759 (US Census Bureau Gazetteer).
- Nearest larger cities: Euless (6 mi); Flower Mound (7 mi); Irving (8 mi); North Richland Hills (10 mi); Lewisville (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Southlake (4 mi); Colleyville (5 mi); Coppell (5 mi).
- Smaller neighbours: 162 places smaller than Grapevine sit within 50 miles.
- At 100 miles: 26 larger Census places fall inside that radius.
Grapevine on the map
Grapevine's land area is about 32.2 square miles; a further 3.68 square miles is water. The resulting density is about 1,583 people per square mile. For the state's biggest city, Houston, the distance is roughly 239 miles. Counting outward 50 miles, 25 larger communities surround Grapevine. By land area it ranks 76th of 1,224 Texas places.
How lenders reach Grapevine
Grapevine is a moderately settled community of about 50,928 people, with 25 larger places inside a 50-mile radius. Whether Grapevine has a local branch or not, a Texas-licensed lender can serve its 50,928 people online on the same terms. The nearest larger city, Euless, TX about 6 miles away.
Texas consumer-lending rules applied in Grapevine
Read the table as a lender's compliance picture for Grapevine: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The Grapevine borrowing checklist
A sensible order of operations for a loan in Grapevine, home to about 50,928 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Texas licence with the regulator listed on this page.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
The process is identical across Texas; what changes is your credit file, not the fact that Grapevine holds 50,928 people.
How Grapevine compares across Texas
Against Texas's other places, Grapevine accounts for about 0.2% of the state's population and ranks 72nd of 1,224 by size. Its 2020-to-2023 change ranks 795th of 1,224 Texas places, putting it near the 35th percentile for growth. At about 1,583 people per square mile, Grapevine is the 257th most densely settled place in Texas. In land area, Grapevine ranks 76th among Texas's 1,224 places.
Common questions
What are my options in Grapevine if my credit is poor?
What loan size can I expect in Grapevine?
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Does comparing loans in Grapevine cost me credit score points?
Nearby places
- Southlake, TX — population 31,137
- Euless, TX — population 59,686
- Colleyville, TX — population 25,736
- Coppell, TX — population 41,404
- Bedford, TX — population 48,370
- Flower Mound, TX — population 79,445
- Trophy Club, TX — population 13,666
- Irving, TX — population 254,373