Personal loans in South Cle Elum, WA

Consumer lending that reaches South Cle Elum's 556 residents is governed by Washington statute; no city ordinance changes it. About 556 people live in South Cle Elum, placing it 235th of 281 Census places in Washington. Compare APR, not the interest rate, because the APR folds in most fees on a South Cle Elum loan. Census figures put the 2020-to-2023 decrease in South Cle Elum at about 0.2%. The closest larger city is Cle Elum, WA about 1 miles away.

South Cle Elum: the sourced local profile

South Cle Elum is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 556, 235th among Washington's 281 places (Vintage 2023).
• Population trend: Down about 0.2% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: bigger than about 16% of the places in Washington, with 556 residents in South Cle Elum.
• Population density: about 1,383 people per square mile (Census land area 0.4 sq mi).
• Land area: South Cle Elum covers 0.4 square miles, the 252nd-largest area among Washington's 281 places.
• Within Washington: about 0.0% of the state's population lives in South Cle Elum.
• Nationally: South Cle Elum is the 12,732nd-largest of 19,457 Census places in the dataset.
• Growth rank: South Cle Elum's 2020-to-2023 change ranks 188th of 281 places in Washington.
• Against the state trend: South Cle Elum's 0.2% change compares with a Washington average of +2.8% across its 281 places.
• Density rank: South Cle Elum is the 156th most densely settled place in Washington.
• Density vs Washington: South Cle Elum's 1,383 people per square mile compare with a state median of 1,518.
• Location: it lies at 47.1862, -120.9525 in the Census Gazetteer.
• Nearest larger cities: Cle Elum (1 mi); Roslyn (11 mi); Ellensburg (23 mi); Kittitas (29 mi); Leavenworth (31 mi). A branch is convenient; it is not what sets your APR.
• Smaller places nearby: Skykomish (41 mi); Wilkeson (52 mi); Index (52 mi).
• Smaller neighbours: 1 places smaller than South Cle Elum sit within 50 miles.
• Within 100 miles: 130 places are larger than South Cle Elum.

A practical checklist for South Cle Elum borrowers

A sensible order of operations for a loan in South Cle Elum, home to about 556 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Washington licence by checking the regulator named above.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

None of these steps is South Cle Elum-specific: the same Washington licensing and disclosure rules reach all 556 residents.

Inside a South Cle Elum personal loan

With roughly 556 residents, South Cle Elum is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a South Cle Elum loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a South Cle Elum loan is knowable in advance — unlike a revolving card balance.

The Washington lending rules that reach South Cle Elum

For the roughly 556 residents of South Cle Elum, the rules below are Washington's own; each row carries its publisher and retrieval date.

Getting a loan in South Cle Elum

South Cle Elum is a moderately settled community of about 556 people, with 18 larger places inside a 50-mile radius. A Washington licence lets a lender serve South Cle Elum without a local office, so branch density does not change what its 556 residents are offered. The nearest bigger place is Cle Elum, WA about 1 miles away.

Where South Cle Elum sits

South Cle Elum's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. With 556 residents, the land area yields roughly 1,383 people per square mile. For the state's biggest city, Seattle, the distance is roughly 72 miles. A 50-mile radius around South Cle Elum takes in 18 places that are larger. The 100-mile radius contains 130 larger places.