Personal loans in Cashmere, WA

Cashmere is home to roughly 3,259 people and stands 138th by size out of 281 Census places in Washington. For a bigger market, look to Wenatchee, WA about 9 miles away. The trend for Cashmere between 2020 and 2023 is upward by roughly 0.3%. Every figure below is Washington's own, applied to Cashmere's 3,259 residents, with the publisher and retrieval date attached. If debt is already a strain, a nonprofit credit counsellor can help Cashmere residents before they take on more.

The Cashmere data picture

What follows is Cashmere's place in the Census record, alongside the Washington rules that govern a personal loan made here.

• Population: about 3,259 people live here, which puts Cashmere 138th of 281 Census places in Washington (Vintage 2023).
• Population trend: A gain of roughly 0.3% between 2020 and 2023.
• People gained or lost: about 11 more since the 2020 base.
• Size percentile: with 3,259 residents, Cashmere is larger than about 51% of Washington's Census places.
• Density: the Census land area of 1.2 sq mi holds about 2,709 people per square mile.
• Land area: Cashmere covers 1.2 square miles, the 183rd-largest area among Washington's 281 places.
• Water: Cashmere holds about 0.04 square miles, the 133rd-largest water area in Washington.
• Share of Washington: Cashmere holds about 0.1% of the state's population, some 3,259 people.
• National standing: Cashmere ranks 6,020th of 19,457 US places.
• Growth rank: Cashmere's 2020-to-2023 change ranks 169th of 281 places in Washington.
• Versus Washington: the state average change is +2.8%, while Cashmere moved 0.3%.
• Density rank: Cashmere is the 71st most densely settled place in Washington.
• Density vs Washington: Cashmere's 2,709 people per square mile compare with a state median of 1,518.
• Location: latitude 47.5181, longitude -120.4670 (Census Gazetteer).
• Nearest larger cities: Wenatchee (9 mi); East Wenatchee (11 mi); Chelan (31 mi); Quincy (35 mi); Ellensburg (36 mi). Lenders licensed in the state serve Cashmere whether or not they keep a local branch.
• Smaller places nearby: Leavenworth (11 mi); Entiat (16 mi); Rock Island (18 mi).
• Smaller places within 50 miles: 13 of them.
• Within 100 miles: 80 places are larger than Cashmere.

How a Cashmere personal loan is priced

With roughly 3,259 residents, Cashmere is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Cashmere lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Cashmere loan is knowable in advance — unlike a revolving card balance.

What Washington law requires in Cashmere

Every row below records a Washington rule, its publisher and its retrieval date — the same rules a Cashmere lender must follow.

The geography behind Cashmere

Inside Cashmere's boundaries lie roughly 1.2 square miles of land and 0.04 square miles of water. With 3,259 residents, the land area yields roughly 2,709 people per square mile. Seattle, the largest place in Washington, is about 88 miles from Cashmere. Cashmere has 6 larger places within a 50-mile radius. Within the same 50 miles lie 13 smaller Census places.

Cashmere in state context

Against Washington's other places, Cashmere accounts for about 0.1% of the state's population and ranks 138th of 281 by size. For population change between 2020 and 2023, Cashmere ranks 169th of 281 in Washington (about the 40th percentile). Its roughly 2,709 residents per square mile place it 71st among Washington's places. The population moved by about 11 people between 2020 and 2023, a 0.3% shift.

Before you apply in Cashmere

These steps shape the offer you get in Cashmere, a place of about 3,259 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Washington regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Cashmere-specific: the same Washington licensing and disclosure rules reach all 3,259 residents.