Personal loans in Solon, IA
Solon is a small community in Iowa, with an estimated 3,182 residents, and every licensed lender here follows the same state rulebook. With an estimated 3,182 residents, Solon is the 117th-largest of 940 places in Iowa. The closest larger city is North Liberty, IA about 7 miles away. The trend for Solon between 2020 and 2023 is upward by roughly 5.2%. To lend to Solon's 3,182 residents, a company must hold a Iowa licence, and each sourced row below names the regulator behind it. Judge Solon offers on total cost, not on how quickly the money arrives.
What the Census records for Solon
Two layers matter for a Solon borrower: the local population picture and Iowa's consumer-lending statutes.
- Population: a Census-estimated 3,182, 117th among Iowa's 940 places (Vintage 2023).
- Population trend: Higher by roughly 5.2% since the 2020 count.
- Net change: roughly 156 more people than the 2020 Census counted.
- Size percentile: Solon sits ahead of around 88% of Iowa places, at 3,182 people.
- Population density: 1,991 people per square mile on 1.6 square miles of land.
- Land area rank: Solon's 1.6 square miles rank 253rd of 940 places in Iowa.
- Share of Iowa: Solon holds about 0.1% of the state's population, some 3,182 people.
- Nationally: Solon is the 6,095th-largest of 19,457 Census places in the dataset.
- Growth in Iowa: Solon stands 34th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Solon moved 5.2%.
- Density rank: Solon places 22nd among Iowa's places by people per square mile.
- Density vs Iowa: Solon's 1,991 people per square mile compare with a state median of 672.
- Location: the Census Gazetteer records it at 41.8068, -91.4989.
- Nearest larger cities: North Liberty (7 mi); Mount Vernon (9 mi); Coralville (9 mi); Iowa City (11 mi); Tiffin (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Ely (7 mi); Shueyville (8 mi); Lisbon (10 mi).
- Smaller places within 50 miles: 125 of them.
- Within 100 miles: 68 places are larger than Solon.
Lender access in Solon
Solon is a moderately settled community of about 3,182 people, with 22 larger places inside a 50-mile radius. What is available to Solon's 3,182 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. The nearest bigger place is North Liberty, IA about 7 miles away.
Where Solon sits in Iowa
Among Iowa's 940 places, Solon sits at 117th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Solon ranks 34th of 940 in Iowa (about the 96th percentile). At about 1,991 people per square mile, Solon is the 22nd most densely settled place in Iowa. The population moved by about 156 people between 2020 and 2023, a 5.2% shift.
The Iowa lending rules that reach Solon
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Solon lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
The geography behind Solon
Solon covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 3,182 residents, the land area yields roughly 1,991 people per square mile. The state's population centre of gravity, Des Moines, is roughly 110 miles away. A 50-mile radius around Solon takes in 22 places that are larger. By land area it ranks 253rd of 940 Iowa places.
Before you apply in Solon
For Solon's roughly 3,182 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Check the Iowa regulator's records to confirm the lender is licensed here.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Iowa; what changes is your credit file, not the fact that Solon holds 3,182 people.
Common questions
What are my options in Solon if my credit is poor?
What loan size can I expect in Solon?
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Does comparing loans in Solon cost me credit score points?
Nearby places
- Ely, IA — population 2,335
- North Liberty, IA — population 21,345
- Mount Vernon, IA — population 4,552
- Coralville, IA — population 23,596
- Bertram, IA — population 267
- Iowa City, IA — population 75,678
- Lisbon, IA — population 2,208
- Shueyville, IA — population 723