Personal loans in Lisbon, IA

Lisbon: the sourced local profile

Lisbon is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 2,208 people live here, which puts Lisbon 152nd of 940 Census places in Iowa (Vintage 2023).
• Population trend: Down about 1.1% from the 2020 Census base to the 2023 estimate.
• Absolute change: 24 residents lost between 2020 and 2023.
• Size percentile: about 84% of Iowa's Census places are smaller than Lisbon.
• Population density: about 1,038 people per square mile across 2.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Lisbon's 2.1 square miles rank 190th of 940 places in Iowa.
• State share: roughly 0.1% of Iowa's residents live in Lisbon (2,208 people).
• National rank: Lisbon is the 7,271st most populous of the 19,457 Census places covered here.
• Growth in Iowa: Lisbon stands 435th by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Lisbon's 1.1% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Lisbon ranks 247th by people per square mile.
• Density vs Iowa: Lisbon's 1,038 people per square mile compare with a state median of 672.
• Location: latitude 41.9205, longitude -91.3916 (Census Gazetteer).
• Nearest larger cities: Mount Vernon (2 mi); Solon (10 mi); Ely (10 mi); Marion (13 mi); Anamosa (14 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Martelle (7 mi); Mechanicsville (7 mi); Bertram (8 mi).
• Within a 50-mile radius: 110 smaller Census places.
• Larger places within 100 miles: 106.

Steps to take before a Lisbon loan

Before you hand your details to a lender in Lisbon, where the population is near 2,208:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

The process is identical across Iowa; what changes is your credit file, not the fact that Lisbon holds 2,208 people.

Iowa rules behind a Lisbon personal loan

Iowa has no separate rate rule for Lisbon; the sourced rows below are what reach every lender that serves its 2,208 people.

Land, water and location for Lisbon

Lisbon's land area is roughly 2.1 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,038 residents per square mile. The largest place in Iowa, Des Moines, lies about 117 miles away. A 50-mile radius around Lisbon takes in 35 places that are larger. By land area it ranks 190th of 940 Iowa places.

Lisbon against the rest of Iowa

Against Iowa's other places, Lisbon accounts for about 0.1% of the state's population and ranks 152nd of 940 by size. For population change between 2020 and 2023, Lisbon ranks 435th of 940 in Iowa (about the 54th percentile). By density, at about 1,038 people per square mile, it ranks 247th in Iowa. The population moved by about 24 people between 2020 and 2023, a 1.1% shift.

Borrowing reach in Lisbon

With about 1,038 residents per square mile, Lisbon is moderately settled, and 35 larger Census places sit within 50 miles. Whether Lisbon has a local branch or not, a Iowa-licensed lender can serve its 2,208 people online on the same terms. The nearest larger city, Mount Vernon, IA about 2 miles away.