Personal loans in Simpson, KS

Compare APR, not the interest rate, because the APR folds in most fees on a Simpson loan. A 2020-to-2023 comparison shows Simpson down by about 3.6%. Rate ceilings, licensing requirements and product limits for Simpson are all set at the Kansas level. The closest larger place is Glasco, KS about 5 miles away.

What the Census records for Simpson

The figures below are Simpson's own — Census population, land area and coordinates — followed by the Kansas rules.

• Population: an estimated 80 residents, 533rd of 625 places in Kansas (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 3.6% fewer residents than the 2020 Census counted.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: about 15% of Kansas's Census places are smaller than Simpson.
• Population density: about 311 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Simpson covers 0.3 square miles, the 470th-largest area among Kansas's 625 places.
• Within Kansas: about 0.0% of the state's population lives in Simpson.
• National rank: Simpson sits 18,491st by population among the 19,457 places in this dataset.
• Growth rank: Simpson ranks 561st among Kansas's 625 places for the 2020-to-2023 change.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against Simpson's 3.6%.
• Density rank: Simpson places 525th among Kansas's places by people per square mile.
• Density in context: Simpson's 311 people per square mile sit against a Kansas median of 764.
• Location: coordinates 39.3860, -97.9340 (US Census Bureau Gazetteer).
• Nearest larger cities: Glasco (5 mi); Beloit (11 mi); Delphos (12 mi); Jamestown (15 mi); Concordia (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Scottsville (11 mi); Barnard (15 mi); Randall (19 mi), each with its own Census population profile.
• Smaller places within 50 miles: 15 of them.
• Larger places within 100 miles: 249.

Simpson against the rest of Kansas

Among Kansas's 625 places, Simpson sits at 533rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Simpson stands 561st among Kansas's 625 places — roughly the 10th percentile. By density, at about 311 people per square mile, it ranks 525th in Kansas. The population moved by about 3 people between 2020 and 2023, a 3.6% shift.

Simpson on the map

Simpson's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. That land carries about 311 people per square mile. For the state's biggest city, Wichita, the distance is roughly 121 miles. Counting outward 50 miles, 53 larger communities surround Simpson. Within the same 50 miles lie 15 smaller Census places.

A pre-application checklist for Simpson

These steps shape the offer you get in Simpson, a place of about 80 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the Kansas regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Simpson-specific: the same Kansas licensing and disclosure rules reach all 80 residents.

How Kansas law applies in Simpson

The rows below set out what a licensed lender must follow in Kansas, and so for Simpson's roughly 80 residents.

Borrowing reach in Simpson

Simpson is a lightly settled community of about 80 people, with 53 larger places inside a 50-mile radius. Lenders licensed in Kansas reach Simpson's 80 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Glasco, KS about 5 miles away.