Personal loans in Barnard, KS

What the Census records for Barnard

Most of what governs a Barnard loan is written in Kansas law rather than in the city; the sourced notes below make that split concrete.

• Population: 59 — Barnard ranks 558th of 625 communities in Kansas (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.3% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: Barnard sits ahead of around 11% of Kansas places, at 59 people.
• Density: roughly 265 residents per square mile, spread over 0.2 sq mi of land.
• Land area: Barnard covers 0.2 square miles, the 509th-largest area among Kansas's 625 places.
• Share of state population: Barnard's 59 residents are about 0.0% of Kansas.
• National rank: Barnard sits 18,834th by population among the 19,457 places in this dataset.
• Growth rank: Barnard ranks 537th among Kansas's 625 places for the 2020-to-2023 change.
• Versus Kansas: the state average change is -1.0%, while Barnard moved 3.3%.
• Density rank: Barnard is the 549th most densely settled place in Kansas.
• Against the state median: Barnard runs about 265 residents per square mile, where the Kansas median is 764.
• Location: latitude 39.1892, longitude -98.0443 (Census Gazetteer).
• Nearest larger cities: Lincoln Center (11 mi); Beverly (13 mi); Simpson (15 mi); Tescott (15 mi); Delphos (16 mi). Larger metros often have more branches, but online lenders reach Barnard on the same terms.
• Smaller places nearby: Hunter (19 mi); Scottsville (25 mi); Aurora (33 mi).
• Within a 50-mile radius: 10 smaller Census places.
• Larger places within 100 miles: 252.

Steps to take before a Barnard loan

Before you hand your details to a lender in Barnard, where the population is near 59:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Kansas licence with the regulator listed on this page.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Barnard as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 59 residents.

Land, water and location for Barnard

Barnard's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 59 residents, the land area yields roughly 265 people per square mile. The state's population centre of gravity, Wichita, is roughly 110 miles away. A 50-mile radius around Barnard takes in 54 places that are larger. The 100-mile radius contains 252 larger places.

Getting a loan in Barnard

At roughly 265 people per square mile, Barnard is lightly settled; 54 larger places lie within 50 miles. Distance to a branch rarely matters for Barnard's 59 residents: the application is online and the price follows your credit file. The nearest larger city, Lincoln Center, KS about 11 miles away.

Kansas consumer-lending rules applied in Barnard

Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Barnard lender must follow.

Where Barnard sits in Kansas

Against Kansas's other places, Barnard accounts for about 0.0% of the state's population and ranks 558th of 625 by size. For population change between 2020 and 2023, Barnard ranks 537th of 625 in Kansas (about the 14th percentile). By density, at about 265 people per square mile, it ranks 549th in Kansas. The population moved by about 2 people between 2020 and 2023, a 3.3% shift.