Personal loans in Shickshinny, PA
A personal loan in Shickshinny is priced from your credit file and income, not from the fact that the city holds 626 people. The Census counts 626 people in Shickshinny, the 713th-largest figure among Pennsylvania's 1,013 places. For a bigger market, look to Nescopeck, PA about 8 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 0.3%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Shickshinny's 626 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Shickshinny's 626 residents.
Shickshinny: population, trend and location
What follows is Shickshinny's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: the Census counts 626 residents in Shickshinny (Vintage 2023 subcounty estimate), the 713th-largest figure among Pennsylvania's 1,013 places.
- Population trend: A loss of roughly 0.3% between 2020 and 2023.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: roughly 30% of Pennsylvania's places have fewer residents than Shickshinny's 626.
- Population density: 1,315 people per square mile on 0.5 square miles of land.
- By land area: Shickshinny ranks 751st among Pennsylvania's 1,013 places, at 0.5 sq mi.
- Water: Shickshinny holds about 0.01 square miles, the 382nd-largest water area in Pennsylvania.
- State population share: Shickshinny accounts for about 0.0% of everyone in Pennsylvania.
- National standing: Shickshinny ranks 12,251st of 19,457 US places.
- Growth rank: Shickshinny ranks 316th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Shickshinny's 0.3% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density in Pennsylvania: Shickshinny ranks 637th by people per square mile.
- Density in context: Shickshinny's 1,315 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 41.1542, -76.1509 (Census Gazetteer coordinates).
- Nearest larger cities: Nescopeck (8 mi); Nanticoke (8 mi); Berwick (9 mi); Nuangola (9 mi); Sugar Notch (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: New Columbus (7 mi); Briar Creek (10 mi); Warrior Run (11 mi).
- Smaller neighbours: 43 places smaller than Shickshinny sit within 50 miles.
- At 100 miles: 518 larger Census places fall inside that radius.
Inside a Shickshinny personal loan
In Shickshinny, a small community of about 626, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Shickshinny can be quoted different APRs on the same amount and term. The term you choose in Shickshinny decides the split between a comfortable payment and the total interest you pay.
Shickshinny against the rest of Pennsylvania
Against Pennsylvania's other places, Shickshinny accounts for about 0.0% of the state's population and ranks 713th of 1,013 by size. Its 2020-to-2023 change ranks 316th of 1,013 Pennsylvania places, putting it near the 69th percentile for growth. By density, at about 1,315 people per square mile, it ranks 637th in Pennsylvania. Between 2020 and 2023 the count changed by roughly 2 residents.
Land, water and location for Shickshinny
The Census Gazetteer records 0.5 square miles of land and 0.01 square miles of water within Shickshinny. That land carries about 1,315 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 95 miles away. A 50-mile radius around Shickshinny takes in 137 places that are larger. The 100-mile radius contains 518 larger places.
Pennsylvania rules behind a Shickshinny personal loan
For the roughly 626 residents of Shickshinny, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Lender access in Shickshinny
At roughly 1,315 people per square mile, Shickshinny is moderately settled; 137 larger places lie within 50 miles. What is available to Shickshinny's 626 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Nescopeck, PA about 8 miles away.
Common questions
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Nearby places
- Nescopeck, PA — population 1,488
- New Columbus, PA — population 221
- Berwick, PA — population 10,261
- Nanticoke, PA — population 10,615
- Briar Creek, PA — population 596
- Nuangola, PA — population 671
- Conyngham, PA — population 1,817
- Warrior Run, PA — population 532