Personal loans in Briar Creek, PA
A personal loan in Briar Creek is priced from your credit file and income, not from the fact that the city holds 596 people. With an estimated 596 residents, Briar Creek is the 728th-largest of 1,013 places in Pennsylvania.
The nearest larger city is Berwick, PA about 2 miles away. Census data show virtually no population shift in Briar Creek between 2020 and 2023. Lenders active in Briar Creek report to a Pennsylvania supervisor, identified in the sourced rows below. For a community of about 596, the practical step is to compare APR across at least three lenders before committing.
Borrowing in Briar Creek: the local picture
The figures below are Briar Creek's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: 596 — Briar Creek ranks 728th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: About level with the 2020 Census.
- Size percentile: roughly 28% of Pennsylvania places rank below Briar Creek.
- Land and density: 1.7 square miles of land carry roughly 361 residents per square mile.
- Land area: Briar Creek covers 1.7 square miles, the 269th-largest area among Pennsylvania's 1,013 places.
- Water: Briar Creek holds about 0.19 square miles, the 65th-largest water area in Pennsylvania.
- Share of Pennsylvania: Briar Creek holds about 0.0% of the state's population, some 596 people.
- National standing: Briar Creek ranks 12,453rd of 19,457 US places.
- Growth in Pennsylvania: Briar Creek stands 229th by percentage change from 2020 to 2023, among 1,013 places.
- Versus Pennsylvania: the state average change is -0.9%, while Briar Creek moved 0.0%.
- Density rank: Briar Creek is the 907th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Briar Creek's 361 people per square mile compare with a state median of 1,990.
- Location: 41.0492, -76.2840 (US Census Bureau Gazetteer).
- Nearest larger cities: Berwick (2 mi); Nescopeck (4 mi); Bloomsburg (10 mi); Shickshinny (10 mi); Catawissa (11 mi). Online lenders reach Briar Creek no matter how far the nearest branch is.
- Smaller places close by: Orangeville (7 mi); New Columbus (9 mi); Stillwater (9 mi).
- Smaller places within 50 miles: 39 of them.
- Larger places within 100 miles: 512.
Briar Creek's place among Pennsylvania's 1,013 places
Within Pennsylvania, Briar Creek holds roughly 0.0% of all residents, the 728th-largest share among 1,013 places. For population change between 2020 and 2023, Briar Creek ranks 229th of 1,013 in Pennsylvania (about the 77th percentile). By density, at about 361 people per square mile, it ranks 907th in Pennsylvania. By land area, its 1.7 square miles rank 269th of 1,013 places in Pennsylvania.
Lender access in Briar Creek
At roughly 361 people per square mile, Briar Creek is lightly settled; 140 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Briar Creek without a local office, so branch density does not change what its 596 residents are offered. The nearest larger city, Berwick, PA about 2 miles away.
Land, water and location for Briar Creek
The Census Gazetteer records 1.7 square miles of land and 0.19 square miles of water within Briar Creek. The resulting density is about 361 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 94 miles from Briar Creek. A 50-mile radius around Briar Creek takes in 140 places that are larger. Within the same 50 miles lie 39 smaller Census places.
Pennsylvania consumer-lending rules applied in Briar Creek
These are Pennsylvania's sourced lending facts as they reach Briar Creek's 596 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Inside a Briar Creek personal loan
Most loans made to Briar Creek's 596 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Briar Creek can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Briar Creek loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Briar Creek if my credit is poor?
What loan size can I expect in Briar Creek?
Do I have to pledge anything to borrow in Briar Creek?
Does comparing loans in Briar Creek cost me credit score points?
Nearby places
- Berwick, PA — population 10,261
- Nescopeck, PA — population 1,488
- New Columbus, PA — population 221
- Orangeville, PA — population 479
- Stillwater, PA — population 199
- Shickshinny, PA — population 626
- Benton, PA — population 822
- Bloomsburg, PA — population 13,112