Personal loans in Shevlin, MN
Personal loans in Shevlin are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 142 population. Shevlin is one of 853 Census places in Minnesota; its 142 residents put it at 706th. The trend for Shevlin between 2020 and 2023 is upward by roughly 1.4%. Begin with the payment, then weigh APR and total interest across the lenders that reach Shevlin's 142 residents. The closest larger place is Bagley, MN about 7 miles away. Consumer lending that reaches Shevlin's 142 residents is governed by Minnesota statute; no city ordinance changes it.
The Shevlin data picture
What follows is Shevlin's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.
- Population: about 142 people live here, which puts Shevlin 706th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: A rise of about 1.4% from 2020 to 2023.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: about 17% of Minnesota communities are smaller than Shevlin (142 residents).
- Land and density: 0.8 square miles of land carry roughly 176 residents per square mile.
- Land area rank: Shevlin's 0.8 square miles rank 589th of 853 places in Minnesota.
- State population share: Shevlin accounts for about 0.0% of everyone in Minnesota.
- National rank: Shevlin is the 17,394th most populous of the 19,457 Census places covered here.
- Growth rank: Shevlin's 2020-to-2023 change ranks 209th of 853 places in Minnesota.
- Versus Minnesota: the state average change is +0.1%, while Shevlin moved 1.4%.
- Density rank: Shevlin places 694th among Minnesota's places by people per square mile.
- Against the state median: Shevlin runs about 176 residents per square mile, where the Minnesota median is 607.
- Location: it lies at 47.5301, -95.2595 in the Census Gazetteer.
- Nearest larger cities: Bagley (7 mi); Wilton (12 mi); Clearbrook (14 mi); Bemidji (18 mi); Gonvick (19 mi). Living near a larger metro rarely changes what is available in Shevlin.
- Smaller communities within reach: Solway (6 mi); Leonard (8 mi); Lengby (18 mi).
- Smaller places within 50 miles: 13 of them.
- At 100 miles: 151 larger Census places fall inside that radius.
Land, water and location for Shevlin
The Census Gazetteer records about 0.8 square miles of land within Shevlin, with no significant water area listed. Spread across it are roughly 176 residents per square mile. The largest place in Minnesota, Minneapolis, lies about 201 miles away. Shevlin has 25 larger places within a 50-mile radius. Within the same 50 miles lie 13 smaller Census places.
The Minnesota lending rules that reach Shevlin
For the roughly 142 residents of Shevlin, the rules below are Minnesota's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
Shevlin's place among Minnesota's 853 places
Against Minnesota's other places, Shevlin accounts for about 0.0% of the state's population and ranks 706th of 853 by size. On the 2020-to-2023 trend, Shevlin stands 209th among Minnesota's 853 places — roughly the 75th percentile. Its roughly 176 residents per square mile place it 694th among Minnesota's places. The population moved by about 2 people between 2020 and 2023, a 1.4% shift.
Borrowing reach in Shevlin
At roughly 176 people per square mile, Shevlin is lightly settled; 25 larger places lie within 50 miles. Lenders licensed in Minnesota reach Shevlin's 142 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Bagley, MN about 7 miles away.
How a Shevlin personal loan is priced
In Shevlin, a small community of about 142, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Shevlin's rank of 706th in Minnesota: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Shevlin loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Shevlin if my credit is poor?
What loan size can I expect in Shevlin?
Do I have to pledge anything to borrow in Shevlin?
Does comparing loans in Shevlin cost me credit score points?
Nearby places
- Leonard, MN — population 44
- Solway, MN — population 73
- Bagley, MN — population 1,305
- Clearbrook, MN — population 466
- Wilton, MN — population 266
- Gonvick, MN — population 266
- Lengby, MN — population 89
- Bemidji, MN — population 15,743