Personal loans in Gonvick, MN

Population in Gonvick climbed about 0.4% over the three years from 2020 to 2023. Every figure below is Minnesota's own, applied to Gonvick's 266 residents, with the publisher and retrieval date attached. For a community of about 266, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Clearbrook, MN about 5 miles away.

Borrowing in Gonvick: the local picture

Here is the sourced Census picture for Gonvick, plus the Minnesota lending rules that apply to a loan taken out here.

• Population: an estimated 266 residents, 607th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: About 0.4% above the 2020 Census base.
• Absolute change: 1 residents added between 2020 and 2023.
• Size percentile: bigger than about 29% of the places in Minnesota, with 266 residents in Gonvick.
• Population density: about 203 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Gonvick ranks 433rd among Minnesota's 853 places, at 1.3 sq mi.
• State share: roughly 0.0% of Minnesota's residents live in Gonvick (266 people).
• National rank: Gonvick is the 15,537th most populous of the 19,457 Census places covered here.
• Growth in Minnesota: Gonvick stands 287th by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Gonvick moved 0.4%.
• Density in Minnesota: Gonvick ranks 677th by people per square mile.
• Against the state median: Gonvick runs about 203 residents per square mile, where the Minnesota median is 607.
• Location: mapped by the US Census Bureau at 47.7391, -95.5125.
• Nearest larger cities: Clearbrook (5 mi); Fosston (15 mi); Bagley (16 mi); Oklee (17 mi); McIntosh (19 mi). Larger metros often have more branches, but online lenders reach Gonvick on the same terms.
• Smaller communities close by: Gully (6 mi); Trail (9 mi); Leonard (13 mi), each with its own Census population profile.
• Smaller places within 50 miles: 19 of them.
• At 100 miles: 104 larger Census places fall inside that radius.

Which Minnesota laws govern a loan in Gonvick

This table holds the Minnesota rate and licensing rules for consumer loans made to Gonvick's 266 residents.

The geography behind Gonvick

Gonvick's land area is roughly 1.3 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 203 residents per square mile. Minneapolis, the largest place in Minnesota, is about 220 miles from Gonvick. Counting outward 50 miles, 16 larger communities surround Gonvick. By land area it ranks 433rd of 853 Minnesota places.

Gonvick's place among Minnesota's 853 places

Gonvick is the 607th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 287th of 853 Minnesota places, putting it near the 66th percentile for growth. Its roughly 203 residents per square mile place it 677th among Minnesota's places. Between 2020 and 2023 the count changed by roughly 1 residents.

Borrowing reach in Gonvick

Gonvick is lightly settled, with about 203 people per square mile and 16 larger places within 50 miles. A Minnesota licence lets a lender serve Gonvick without a local office, so branch density does not change what its 266 residents are offered. For a larger market, the closest option is Clearbrook, MN about 5 miles away.

Steps to take before a Gonvick loan

Before you hand your details to a lender in Gonvick, where the population is near 266:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Minnesota licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Gonvick and the rest of Minnesota is not the process but the borrower's own file, among the 266 people here.