Personal loans in Shawneetown, IL
The 2020 count to the 2023 estimate shows about 5.7% decline in Shawneetown. With an estimated 994 residents, Shawneetown is the 653rd-largest of 1,294 places in Illinois. If you are weighing a personal loan in Shawneetown, start from the payment you can carry; its 994 residents face the same statewide rules. Verify the lender's Illinois licence against the regulator named below before borrowing in Shawneetown. For the 994 people in Shawneetown, Illinois runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Eldorado, IL about 15 miles away.
Shawneetown by the numbers
Two layers matter for a Shawneetown borrower: the local population picture and Illinois's consumer-lending statutes.
- Population: about 994 people live here, which puts Shawneetown 653rd of 1,294 Census places in Illinois (Vintage 2023).
- Population trend: A drop of about 5.7% from 2020 to 2023.
- Net change: roughly 60 fewer people than the 2020 Census counted.
- Size percentile: with 994 residents, Shawneetown is larger than about 50% of Illinois's Census places.
- Density: the Census land area of 0.7 sq mi holds about 1,354 people per square mile.
- By land area: Shawneetown ranks 900th among Illinois's 1,294 places, at 0.7 sq mi.
- Share of Illinois: Shawneetown holds about 0.0% of the state's population, some 994 people.
- National standing: Shawneetown ranks 10,229th of 19,457 US places.
- Growth in Illinois: Shawneetown stands 1,280th by percentage change from 2020 to 2023, among 1,294 places.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Shawneetown's 5.7%.
- Density rank: Shawneetown places 452nd among Illinois's places by people per square mile.
- Density in context: Shawneetown's 1,354 people per square mile sit against a Illinois median of 993.
- Location: coordinates 37.7159, -88.1867 (US Census Bureau Gazetteer).
- Nearest larger cities: Eldorado (15 mi); Sturgis (16 mi); Morganfield (17 mi); Harrisburg (20 mi); Norris City (20 mi). Lenders licensed in the state serve Shawneetown whether or not they keep a local branch.
- Nearest smaller towns: Junction (3 mi); Old Shawneetown (3 mi); Ridgway (7 mi).
- Smaller neighbours: 70 places smaller than Shawneetown sit within 50 miles.
- Within 100 miles: 138 places are larger than Shawneetown.
Shawneetown against the rest of Illinois
Set beside Illinois's 1,294 places, Shawneetown ranks 653rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Shawneetown ranks 1,280th of 1,294 in Illinois (about the 1th percentile). Its roughly 1,354 residents per square mile place it 452nd among Illinois's places. Within 50 miles sit 70 smaller Census places, alongside the 41 that are larger.
Inside a Shawneetown personal loan
A Shawneetown personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 994 residents. The APR tracks your credit score rather than Shawneetown's rank of 653rd in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Shawneetown loan but raises total interest, so the smallest payment is not the cheapest loan.
Which Illinois laws govern a loan in Shawneetown
Illinois has no separate rate rule for Shawneetown; the sourced rows below are what reach every lender that serves its 994 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Borrowing reach in Shawneetown
Shawneetown is moderately settled, with about 1,354 people per square mile and 41 larger places within 50 miles. Whether Shawneetown has a local branch or not, a Illinois-licensed lender can serve its 994 people online on the same terms. For a larger market, the closest option is Eldorado, IL about 15 miles away.
Where Shawneetown sits
Inside Shawneetown's boundaries lie about 0.7 square miles of land, with no significant water area recorded. With 994 residents, the land area yields roughly 1,354 people per square mile. The largest place in Illinois, Chicago, lies about 286 miles away. Counting outward 50 miles, 41 larger communities surround Shawneetown. Within the same 50 miles lie 70 smaller Census places.
Common questions
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What loan size can I expect in Shawneetown?
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Does comparing loans in Shawneetown cost me credit score points?
Nearby places
- Old Shawneetown, IL — population 109
- Junction, IL — population 53
- Ridgway, IL — population 809
- Equality, IL — population 504
- New Haven, IL — population 377
- Omaha, IL — population 195
- Cave-In-Rock, IL — population 223
- Uniontown, KY — population 901