Personal loans in Old Shawneetown, IL
Lenders active in Old Shawneetown report to a Illinois supervisor, identified in the sourced rows below.
A lender serving Old Shawneetown holds a Illinois licence and answers to a Illinois regulator; no city office is involved for its 109 residents. At about 109 residents, Old Shawneetown is larger than roughly 6% of the places in Illinois. The trend for Old Shawneetown between 2020 and 2023 is downward by roughly 4.4%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Old Shawneetown loan. The next larger city is Shawneetown, IL about 3 miles away.
What the Census records for Old Shawneetown
Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.
- Population: an estimated 109 residents, 1,218th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 4.4% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
- Size percentile: with 109 residents, Old Shawneetown is larger than about 6% of Illinois's Census places.
- Population density: about 214 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Old Shawneetown ranks 1,030th among Illinois's 1,294 places, at 0.5 sq mi.
- Share of Illinois: Old Shawneetown holds about 0.0% of the state's population, some 109 people.
- Nationally: Old Shawneetown is the 17,984th-largest of 19,457 Census places in the dataset.
- Growth rank: Old Shawneetown's 2020-to-2023 change ranks 1,178th of 1,294 places in Illinois.
- Against the state trend: Old Shawneetown's 4.4% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density in Illinois: Old Shawneetown ranks 1,178th by people per square mile.
- Against the state median: Old Shawneetown runs about 214 residents per square mile, where the Illinois median is 993.
- Location: 37.6971, -88.1389 (US Census Bureau Gazetteer).
- Nearest larger cities: Shawneetown (3 mi); Ridgway (10 mi); Equality (11 mi); Uniontown (12 mi); Sturgis (13 mi). Larger metros often have more branches, but online lenders reach Old Shawneetown on the same terms.
- Smaller places close by: Junction (6 mi); Wheatcroft (21 mi); Muddy (21 mi).
- Smaller places within 50 miles: 12 of them.
- At 100 miles: 371 larger Census places fall inside that radius.
How lenders reach Old Shawneetown
Old Shawneetown is a lightly settled community of about 109 people, with 94 larger places inside a 50-mile radius. Distance to a branch rarely matters for Old Shawneetown's 109 residents: the application is online and the price follows your credit file. The nearest larger city, Shawneetown, IL about 3 miles away.
Which Illinois laws govern a loan in Old Shawneetown
For the roughly 109 residents of Old Shawneetown, the rules below are Illinois's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Inside a Old Shawneetown personal loan
A Old Shawneetown personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 109 residents. Two numbers drive a Old Shawneetown loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Old Shawneetown decides the split between a comfortable payment and the total interest you pay.
The geography behind Old Shawneetown
Old Shawneetown covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 109 residents, the land area yields roughly 214 people per square mile. The largest place in Illinois, Chicago, lies about 287 miles away. A 50-mile radius around Old Shawneetown takes in 94 places that are larger. Within the same 50 miles lie 12 smaller Census places.
Old Shawneetown in state context
Against Illinois's other places, Old Shawneetown accounts for about 0.0% of the state's population and ranks 1,218th of 1,294 by size. Its 2020-to-2023 change ranks 1,178th of 1,294 Illinois places, putting it near the 9th percentile for growth. By density, at about 214 people per square mile, it ranks 1,178th in Illinois. The population moved by about 5 people between 2020 and 2023, a 4.4% shift.
Common questions
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Nearby places
- Shawneetown, IL — population 994
- Junction, IL — population 53
- Ridgway, IL — population 809
- New Haven, IL — population 377
- Equality, IL — population 504
- Sturgis, KY — population 1,674
- Uniontown, KY — population 901
- Cave-In-Rock, IL — population 223