Personal loans in Seven Points, TX

Rate-shopping from Seven Points costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Which products a lender may offer to Seven Points's 1,469 residents follows from the Texas consumer-lending framework. From the 2020 Census base to the 2023 estimate, the population rose by about 7.5%. The closest larger city is Tool, TX about 5 miles away.

Seven Points by the numbers

What follows is Seven Points's place in the Census record, alongside the Texas rules that govern a personal loan made here.

• Population: an estimated 1,469 residents, 691st of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 7.5% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 102 residents.
• Size percentile: about 44% of Texas communities are smaller than Seven Points (1,469 residents).
• Density: the Census land area of 2.8 sq mi holds about 534 people per square mile.
• Land area rank: Seven Points's 2.8 square miles rank 552nd of 1,224 places in Texas.
• Water area: Seven Points has 0.01 square miles of water, ranking 536th of 1,224 places in Texas.
• Within Texas: about 0.0% of the state's population lives in Seven Points.
• Nationally: Seven Points is the 8,761st-largest of 19,457 Census places in the dataset.
• Growth in Texas: Seven Points stands 310th by percentage change from 2020 to 2023, among 1,224 places.
• Versus Texas: the state average change is +6.5%, while Seven Points moved 7.5%.
• Density in Texas: Seven Points ranks 860th by people per square mile.
• Density vs Texas: Seven Points's 534 people per square mile compare with a state median of 840.
• Location: 32.3387 / -96.2344, per the US Census Bureau Gazetteer.
• Nearest larger cities: Tool (5 mi); Gun Barrel City (6 mi); Mabank (8 mi); Kerens (14 mi); Malakoff (17 mi). Living near a larger metro rarely changes what is available in Seven Points.
• Smaller places close by: Kemp (7 mi); Enchanted Oaks (9 mi); Payne Springs (10 mi).
• Within a 50-mile radius: 63 smaller Census places.
• At 100 miles: 231 larger Census places fall inside that radius.

The geography behind Seven Points

The Census Gazetteer records 2.8 square miles of land and 0.01 square miles of water within Seven Points. With 1,469 residents, the land area yields roughly 534 people per square mile. Houston, the largest place in Texas, is about 183 miles from Seven Points. A 50-mile radius around Seven Points takes in 61 places that are larger. The 100-mile radius contains 231 larger places.

Borrowing reach in Seven Points

Seven Points is a moderately settled community of about 1,469 people, with 61 larger places inside a 50-mile radius. Lenders licensed in Texas reach Seven Points's 1,469 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Tool, TX about 5 miles away.

What Texas law requires in Seven Points

These are Texas's sourced lending facts as they reach Seven Points's 1,469 residents; the state has no city-level rate rule.

How Seven Points compares across Texas

Set beside Texas's 1,224 places, Seven Points ranks 691st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 310th of 1,224 Texas places, putting it near the 75th percentile for growth. At about 534 people per square mile, Seven Points is the 860th most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 102 residents.

How a Seven Points personal loan is priced

Seven Points is a small community of about 1,469 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Seven Points's rank of 691st in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Seven Points loan is knowable in advance — unlike a revolving card balance.