Personal loans in Kemp, TX

The Census estimates 1,348 residents in Kemp, which ranks it 721st of 1,224 places in Texas. If debt is already a strain, a nonprofit credit counsellor can help Kemp residents before they take on more. Consumer lending that reaches Kemp's 1,348 residents is governed by Texas statute; no city ordinance changes it. The closest larger city is Seven Points, TX about 7 miles away.

Kemp: the sourced local profile

Here is the sourced Census picture for Kemp, plus the Texas lending rules that apply to a loan taken out here.

• Population: 1,348 — Kemp ranks 721st of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: A gain of roughly 18.9% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 214 residents.
• Size percentile: Kemp's 1,348 people outrank roughly 41% of the places in Texas.
• Land and density: 2.2 square miles of land carry roughly 607 residents per square mile.
• Land area: Kemp covers 2.2 square miles, the 643rd-largest area among Texas's 1,224 places.
• Water area rank: Kemp ranks 339th among Texas's 1,224 places, with 0.04 sq mi.
• Within Texas: about 0.0% of the state's population lives in Kemp.
• National rank: Kemp sits 9,110th by population among the 19,457 places in this dataset.
• Growth rank: Kemp ranks 106th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Kemp's 18.9%.
• Density rank: Kemp is the 809th most densely settled place in Texas.
• Density in context: Kemp's 607 people per square mile sit against a Texas median of 840.
• Location: 32.4374 / -96.2260, per the US Census Bureau Gazetteer.
• Nearest larger cities: Seven Points (7 mi); Mabank (8 mi); Gun Barrel City (9 mi); Kaufman (11 mi); Tool (11 mi). Online lenders reach Kemp no matter how far the nearest branch is.
• Smaller communities close by: Grays Prairie (8 mi); Oak Grove (9 mi); Cottonwood (10 mi), each with its own Census population profile.
• Within a 50-mile radius: 55 smaller Census places.
• At 100 miles: 245 larger Census places fall inside that radius.

The geography behind Kemp

Kemp covers about 2.2 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 607 residents per square mile. For the state's biggest city, Houston, the distance is roughly 190 miles. A 50-mile radius around Kemp takes in 70 places that are larger. Within the same 50 miles lie 55 smaller Census places.

How lenders reach Kemp

With about 607 residents per square mile, Kemp is moderately settled, and 70 larger Census places sit within 50 miles. Whether Kemp has a local branch or not, a Texas-licensed lender can serve its 1,348 people online on the same terms. For a larger market, the closest option is Seven Points, TX about 7 miles away.

Kemp's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Kemp ranks 721st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Kemp ranks 106th of 1,224 in Texas (about the 91th percentile). Its roughly 607 residents per square mile place it 809th among Texas's places. In land area, Kemp ranks 643rd among Texas's 1,224 places.

What Texas law requires in Kemp

The rows below set out what a licensed lender must follow in Texas, and so for Kemp's roughly 1,348 residents.

How a Kemp personal loan is priced

Kemp is a small community of about 1,348 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Kemp loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Kemp loan is knowable in advance — unlike a revolving card balance.