Personal loans in Scurry, TX

Begin with the payment, then weigh APR and total interest across the lenders that reach Scurry's 829 residents. With an estimated 829 residents, Scurry is the 858th-largest of 1,224 places in Texas. A single loan can carry different costs on either side of a state line, and Scurry sits on the Texas side of that line. Census figures put the 2020-to-2023 increase in Scurry at about 20.5%. The closest larger place is Kaufman, TX about 6 miles away.

Scurry: the sourced local profile

Two layers matter for a Scurry borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 829 residents; Scurry is the 858th-largest of 1,224 places in Texas (US Census Bureau, Vintage 2023).
• Population trend: About 20.5% above the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a gain of about 141 residents.
• Size percentile: roughly 30% of Texas places rank below Scurry.
• Land and density: 2.0 square miles of land carry roughly 415 residents per square mile.
• By land area: Scurry ranks 708th among Texas's 1,224 places, at 2.0 sq mi.
• Share of Texas: Scurry holds about 0.0% of the state's population, some 829 people.
• National rank: Scurry is 11,027th of 19,457 places nationwide.
• Growth rank: Scurry ranks 90th among Texas's 1,224 places for the 2020-to-2023 change.
• Against the state trend: Scurry's 20.5% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Scurry ranks 952nd by people per square mile.
• Density vs Texas: Scurry's 415 people per square mile compare with a state median of 840.
• Location: 32.5128, -96.3843 (Census Gazetteer coordinates).
• Nearest larger cities: Kaufman (6 mi); Crandall (9 mi); Post Oak Bend (9 mi); Combine (9 mi); Oak Ridge (10 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Grays Prairie (3 mi); Oak Grove (4 mi); Cottonwood (4 mi).
• Smaller neighbours: 40 places smaller than Scurry sit within 50 miles.
• At 100 miles: 290 larger Census places fall inside that radius.

The anatomy of a Scurry personal loan

Most loans made to Scurry's 829 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Scurry loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Scurry decides the split between a comfortable payment and the total interest you pay.

Scurry: area, density and distance

The Census Gazetteer records about 2.0 square miles of land within Scurry, with no significant water area listed. With 829 residents, the land area yields roughly 415 people per square mile. The largest place in Texas, Houston, lies about 197 miles away. Within 50 miles of Scurry there are 101 larger Census places. Within the same 50 miles lie 40 smaller Census places.

Scurry's place among Texas's 1,224 places

Among Texas's 1,224 places, Scurry sits at 858th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Scurry ranks 90th of 1,224 in Texas (about the 93th percentile). By density, at about 415 people per square mile, it ranks 952nd in Texas. The population moved by about 141 people between 2020 and 2023, a 20.5% shift.

Which Texas laws govern a loan in Scurry

Texas has no separate rate rule for Scurry; the sourced rows below are what reach every lender that serves its 829 people.

Before you apply in Scurry

Complete these steps first when you borrow in Scurry (829 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Scurry as elsewhere in Texas, the written terms — not the advertisement — are what count for its 829 residents.