Personal loans in Crandall, TX
The first question in Crandall is not the rate on offer but whether the payment fits; about 4,995 people live here under Texas lending law. About 4,995 people live in Crandall, placing it 377th of 1,224 Census places in Texas.
The closest larger place is Seagoville, TX about 7 miles away. Population in Crandall climbed about 29.6% over the three years from 2020 to 2023. Lenders active in Crandall report to a Texas supervisor, identified in the sourced rows below. Read the disclosure for an origination fee and any prepayment penalty before signing in Crandall.
What the Census records for Crandall
What follows is Crandall's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 4,995 — Crandall ranks 377th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: Roughly 29.6% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,141 residents.
- Size percentile: with 4,995 residents, Crandall is larger than about 69% of Texas's Census places.
- Density: the Census land area of 7.0 sq mi holds about 710 people per square mile.
- Land area rank: Crandall's 7.0 square miles rank 287th of 1,224 places in Texas.
- Water area: Crandall has 0.05 square miles of water, ranking 296th of 1,224 places in Texas.
- State share: roughly 0.0% of Texas's residents live in Crandall (4,995 people).
- National rank: Crandall is the 4,823rd most populous of the 19,457 Census places covered here.
- Growth rank: Crandall's 2020-to-2023 change ranks 51st of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Crandall's 29.6%.
- Density rank: Crandall is the 715th most densely settled place in Texas.
- Density vs Texas: Crandall's 710 people per square mile compare with a state median of 840.
- Location: 32.6345, -96.4321 (Census Gazetteer coordinates).
- Nearest larger cities: Seagoville (7 mi); Forney (8 mi); Kaufman (8 mi); Terrell (10 mi); Balch Springs (12 mi). Larger metros often have more branches, but online lenders reach Crandall on the same terms.
- Smaller towns nearby: Talty (5 mi); Combine (6 mi); Post Oak Bend (7 mi).
- Within a 50-mile radius: 85 smaller Census places.
- At 100 miles: 144 larger Census places fall inside that radius.
What to do before borrowing in Crandall
For Crandall's roughly 4,995 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Look the lender up in the Texas regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Crandall-specific: the same Texas licensing and disclosure rules reach all 4,995 residents.
What is available to Crandall borrowers
Crandall is moderately settled, with about 710 people per square mile and 79 larger places within 50 miles. Lenders licensed in Texas reach Crandall's 4,995 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Seagoville, TX about 7 miles away.
The geography behind Crandall
Crandall covers about 7.0 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). That land carries about 710 people per square mile. Houston, the largest place in Texas, is about 206 miles from Crandall. A 50-mile radius around Crandall takes in 79 places that are larger. The 100-mile radius contains 144 larger places.
How Crandall compares across Texas
Within Texas, Crandall holds roughly 0.0% of all residents, the 377th-largest share among 1,224 places. On the 2020-to-2023 trend, Crandall stands 51st among Texas's 1,224 places — roughly the 96th percentile. At about 710 people per square mile, Crandall is the 715th most densely settled place in Texas. By land area, its 7.0 square miles rank 287th of 1,224 places in Texas.
The state rulebook for Crandall
When Texas does not publish a figure, the row links to the source instead of inventing a number; Crandall is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
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Nearby places
- Talty, TX — population 3,048
- Combine, TX — population 2,595
- Forney, TX — population 35,470
- Post Oak Bend, TX — population 888
- Seagoville, TX — population 19,643
- Scurry, TX — population 829
- Kaufman, TX — population 9,201
- Oak Grove, TX — population 819